{"title":"Insurance","description":"\u003cp\u003eUnlock your potential in the insurance industry with our comprehensive range of insurance courses designed to suit all experience levels. Whether you’re just starting out or looking to advance your career, our expertly crafted programs cover essential topics like underwriting, claims management, risk assessment, and regulatory compliance. Delivered through flexible online modules, instructor-led sessions, or in-person workshops, our courses ensure you gain the knowledge and skills needed to thrive in this competitive field. Join thousands of professionals who have boosted their careers with our trusted, industry-recognised training.\u003c\/p\u003e\n\u003cp\u003eRelated training includes \u003ca href=\"\/collections\/banking-courses\" style=\"color:#3d8b40;text-decoration:underline;font-weight:600;\"\u003eBanking\u003c\/a\u003e and \u003ca href=\"\/collections\/finance-courses\" style=\"color:#3d8b40;text-decoration:underline;font-weight:600;\"\u003eFinance\u003c\/a\u003e courses. Part of the full \u003ca href=\"\/collections\/accounting-finance-courses\" style=\"color:#3d8b40;text-decoration:underline;font-weight:600;\"\u003eAccounting \u0026amp; Finance\u003c\/a\u003e range.\u003c\/p\u003e","products":[{"product_id":"alabama-life-health-insurance-exam-prep-courses-online","title":"Alabama Life \u0026 Health Insurance Pre-License Courses (E-learning)","description":"\u003ch2\u003ePrepare for the Alabama Life \u0026amp; Health Insurance Exam\u003c\/h2\u003e\n\u003cp\u003eOnline exam preparation and pre-licensing courses for Alabama life, health and accident producers. Courses include subject lessons, comprehension quizzes, practice exams and test-simulator finals designed to mirror the conditions of the state test.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eTake the first step to become a Life \u0026amp; Health Producer, At Your Pace Online!\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch2\u003eExam Prep or 20-Hour Pre-License — Which Do You Need?\u003c\/h2\u003e\n\u003cp\u003eThe provider now offers two distinct tiers, and they are not interchangeable:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eExam prep courses\u003c\/strong\u003e are study tools. They cover everything on the licensing exam but are not tied to a set number of hours.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e20-hour pre-license courses\u003c\/strong\u003e are the ones that formally meet Alabama's pre-licensing education requirement for a given line of authority.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eIf you need documented hours rather than revision, take the 20-hour course. Check the current requirement with the Alabama Department of Insurance before choosing.\u003c\/p\u003e\n\u003ch2\u003eWhat Are the Requirements to Get an Alabama Insurance License?\u003c\/h2\u003e\n\u003col\u003e\n\u003cli\u003eStudy for the insurance license exam. The exam prep courses simplify this by covering every subject on the exam.\u003c\/li\u003e\n\u003cli\u003ePass the official licensing exam through the University of Alabama.\u003c\/li\u003e\n\u003cli\u003eGet fingerprinted to become a licensed producer in Alabama.\u003c\/li\u003e\n\u003cli\u003eComplete the official application for your new producer licence through the AL DOI.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003eAvailable Alabama Life \u0026amp; Health Courses\u003c\/h2\u003e\n\u003ch3\u003e20-Hour Pre-License Courses\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/alabama-insurance-pre-license\/al-life-insurance-pre-license-20-hr-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLife Insurance Pre-License 20 Hour Course — meets Alabama's education requirement for life producers\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/alabama-insurance-pre-license\/al-deluxe-health-insurance-pre-license-20-hr-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eDeluxe Health Insurance Pre-License 20 Hour Course — with downloadable content and exam simulator\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eExam Prep Courses\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/alabama-insurance-pre-license\/al-life-health-insurance-exam-prep-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLife\/Health Insurance Exam Prep — both lines in one course\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/alabama-insurance-pre-license\/al-life-insurance-exam-prep-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLife Insurance Exam Prep\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/alabama-insurance-pre-license\/al-health-insurance-exam-prep-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eHealth Insurance Exam Prep\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/alabama-insurance-pre-license?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eDeluxe Life\/Health Insurance Exam Prep — with printable study materials and test simulator\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning)\u003c\/p\u003e\n\u003ch3\u003eCourse Duration\u003c\/h3\u003e\n\u003cp\u003e20 - 40 hours\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"Deluxe Life\/Health Insurance Exam Prep","offer_id":54189467337048,"sku":"","price":79.73,"currency_code":"GBP","in_stock":true},{"title":"Life\/Health Insurance Exam Prep","offer_id":54189467369816,"sku":"","price":63.62,"currency_code":"GBP","in_stock":true},{"title":"Life Insurance Exam Prep","offer_id":54189467402584,"sku":"","price":47.52,"currency_code":"GBP","in_stock":true},{"title":"Health Insurance Exam Prep","offer_id":54189467435352,"sku":"","price":47.52,"currency_code":"GBP","in_stock":true},{"title":"Life Insurance Pre-License (20 Hr)","offer_id":57927332626776,"sku":null,"price":63.62,"currency_code":"GBP","in_stock":true},{"title":"Deluxe Health Insurance Pre-License (20 Hr)","offer_id":57927332659544,"sku":null,"price":79.73,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"alabama-deluxe-p-c-insurance-exam-prep-courses-online","title":"Alabama P\u0026C Insurance Pre-License Courses (E-learning)","description":"\u003ch2\u003ePrepare for the Alabama P\u0026amp;C Insurance Exam\u003c\/h2\u003e\n\u003cp\u003eOnline exam preparation for Alabama property and casualty producers. Courses include subject lessons, comprehension quizzes, practice exams and test-simulator finals designed to mirror the conditions of the state test.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eTake the first step to become a Property \u0026amp; Casualty Producer (P\u0026amp;C), At Your Pace Online!\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch2\u003eWhat's Covered\u003c\/h2\u003e\n\u003cp\u003eThe course begins with general insurance concepts — agency, contracts and risk management — then moves through ethics and federal regulation. It continues with dwelling and homeowner policies, personal and commercial auto, business owner policies, workers' compensation, and other coverages including umbrella, excess liability, specialty and professional liability and flood. It closes with Alabama's own insurance laws and regulations.\u003c\/p\u003e\n\u003ch2\u003eWhat Are the Requirements to Get an Alabama Insurance License?\u003c\/h2\u003e\n\u003col\u003e\n\u003cli\u003eStudy for the insurance license exam. The exam prep courses simplify this by covering every subject on the exam.\u003c\/li\u003e\n\u003cli\u003ePass the official licensing exam through the University of Alabama.\u003c\/li\u003e\n\u003cli\u003eGet fingerprinted to become a licensed producer in Alabama.\u003c\/li\u003e\n\u003cli\u003eComplete the official application for your new producer licence through the AL DOI.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003eAvailable Alabama P\u0026amp;C Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/alabama-insurance-pre-license\/al-deluxe-property-and-casualty-exam-prep-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eDeluxe P\u0026amp;C Insurance Exam Prep — with printable study materials and test simulator\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/alabama-insurance-pre-license\/al-property-and-casualty-insurance-exam-prep-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eP\u0026amp;C Insurance Exam Prep\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning)\u003c\/p\u003e\n\u003ch3\u003eCourse Duration\u003c\/h3\u003e\n\u003cp\u003e40 hours\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"Alabama Deluxe P\u0026C Insurance Exam Prep","offer_id":54189638517080,"sku":"","price":79.73,"currency_code":"GBP","in_stock":true},{"title":"Alabama P\u0026C Insurance Exam Prep","offer_id":54189638549848,"sku":"","price":63.62,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"north-dakota-life-health-insurance-pre-license-courses-online","title":"North Dakota Life \u0026 Health Insurance Pre-License Courses (E-learning)","description":"\u003ch2\u003eNorth Dakota Life \u0026amp; Health Insurance Exam Prep\u003c\/h2\u003e\n\u003cp\u003eThere are no pre-licensing education requirements for an insurance producer's licence in North Dakota. However, the exams required to obtain insurance licences are widely considered some of the hardest professional licensure examinations out there. These courses will help you prepare so you can take the test with confidence and begin your career as soon as possible.\u003c\/p\u003e\n\u003ch2\u003eImportant: These Cover the General Exam Only\u003c\/h2\u003e\n\u003cp\u003eThe provider's North Dakota exam prep courses are built around the General Insurance portion of the examination and \u003cstrong\u003edo not include North Dakota-specific content\u003c\/strong\u003e. If you are not confident about the state-specific section of the exam, you will need additional material to cover it. Worth knowing before you buy.\u003c\/p\u003e\n\u003ch2\u003eStandard or Deluxe?\u003c\/h2\u003e\n\u003cp\u003eThe deluxe packages add a downloadable PDF of the full course content, so you can study offline or print it out. Both tiers issue a certificate of completion.\u003c\/p\u003e\n\u003ch2\u003eWhat Are the Requirements to Get an Insurance License in North Dakota?\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eRegister for and pass the appropriate exam with PSI Services\u003c\/li\u003e\n\u003cli\u003eApply for the North Dakota resident insurance producer licence by completing the NAIC Uniform Application form\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eAvailable North Dakota Life \u0026amp; Health Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-dakota-insurance-pre-license\/nd-deluxe-life-and-health-exam-prep?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eDeluxe Life \u0026amp; Health Exam Prep — with downloadable content\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-dakota-insurance-pre-license\/nd-deluxe-life-insurance-exam-prep?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eDeluxe Life Insurance Exam Prep\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-dakota-insurance-pre-license\/nd-deluxe-health-insurance-exam-prep?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eDeluxe Health Insurance Exam Prep\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-dakota-insurance-pre-license\/nd-life-insurance-exam-prep?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLife Insurance Exam Prep\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-dakota-insurance-pre-license\/nd-health-insurance-exam-prep?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eHealth Insurance Exam Prep\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-dakota-insurance-pre-license?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLife \u0026amp; Health Exam Prep (standard)\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning)\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"North Dakota Deluxe Life \u0026 Health Exam-Prep","offer_id":54189883195736,"sku":null,"price":63.62,"currency_code":"GBP","in_stock":true},{"title":"North Dakota Deluxe Life Insurance Exam-Prep","offer_id":54189883228504,"sku":null,"price":47.52,"currency_code":"GBP","in_stock":true},{"title":"North Dakota Deluxe Health Insurance Exam-Prep","offer_id":54189883261272,"sku":null,"price":47.52,"currency_code":"GBP","in_stock":true},{"title":"North Dakota Life \u0026 Health Exam-Prep","offer_id":54190057423192,"sku":null,"price":46.71,"currency_code":"GBP","in_stock":true},{"title":"North Dakota Life Insurance Exam-Prep","offer_id":54190057455960,"sku":null,"price":31.41,"currency_code":"GBP","in_stock":true},{"title":"North Dakota Health Insurance Exam-Prep","offer_id":54190057488728,"sku":null,"price":31.41,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"north-dakota-property-casualty-insurance-pre-license-courses-online","title":"North Dakota Property \u0026 Casualty Insurance Pre-License Courses (E-learning)","description":"\u003ch2\u003eNorth Dakota Property \u0026amp; Casualty Insurance Exam Prep\u003c\/h2\u003e\n\u003cp\u003eThere are no pre-licensing education requirements for an insurance producer's licence in North Dakota. However, the exams required to obtain insurance licences are widely considered some of the hardest professional licensure examinations out there. These courses will help you prepare so you can take the test with confidence and begin your career as soon as possible.\u003c\/p\u003e\n\u003ch2\u003eImportant: These Cover the General Exam Only\u003c\/h2\u003e\n\u003cp\u003eThe provider's North Dakota exam prep courses are built around the General Insurance portion of the examination and \u003cstrong\u003edo not include North Dakota-specific content\u003c\/strong\u003e. If you are not confident about the state-specific section of the exam, you will need additional material to cover it. Worth knowing before you buy.\u003c\/p\u003e\n\u003ch2\u003eStandard or Deluxe?\u003c\/h2\u003e\n\u003cp\u003eThe deluxe packages add a downloadable PDF of the full course content, so you can study offline or print it out. Both tiers issue a certificate of completion.\u003c\/p\u003e\n\u003ch2\u003eWhat Are the Requirements to Get a Property \u0026amp; Casualty Insurance License in North Dakota?\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eRegister for and pass the appropriate exam with PSI Services\u003c\/li\u003e\n\u003cli\u003eApply for the North Dakota resident insurance producer licence by completing the NAIC Uniform Application form\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eAvailable North Dakota Property \u0026amp; Casualty Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-dakota-insurance-pre-license\/nd-deluxe-property-insurance-exam-prep?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eDeluxe Property Insurance Exam Prep — with downloadable content\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-dakota-insurance-pre-license\/nd-deluxe-casualty-insurance-exam-prep?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eDeluxe Casualty Insurance Exam Prep — with downloadable content\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-dakota-insurance-pre-license?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eDeluxe Property \u0026amp; Casualty Exam Prep — both lines with downloadable content\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-dakota-insurance-pre-license?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eProperty \u0026amp; Casualty Exam Prep (standard)\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-dakota-insurance-pre-license?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eProperty Insurance Exam Prep (standard)\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-dakota-insurance-pre-license?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eCasualty Insurance Exam Prep (standard)\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning)\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"North Dakota Deluxe Property \u0026 Casualty Exam-Prep","offer_id":54190462665048,"sku":null,"price":63.62,"currency_code":"GBP","in_stock":true},{"title":"North Dakota Deluxe Property Insurance Exam-Prep","offer_id":54190462697816,"sku":null,"price":47.52,"currency_code":"GBP","in_stock":true},{"title":"North Dakota Deluxe Casualty Insurance Exam-Prep","offer_id":54190462730584,"sku":null,"price":47.52,"currency_code":"GBP","in_stock":true},{"title":"North Dakota Property \u0026 Casualty Exam-Prep","offer_id":54190462763352,"sku":null,"price":46.71,"currency_code":"GBP","in_stock":true},{"title":"North Dakota Casualty Insurance Exam-Prep","offer_id":54190462796120,"sku":null,"price":31.41,"currency_code":"GBP","in_stock":true},{"title":"North Dakota Property Insurance Exam-Prep","offer_id":54190462828888,"sku":null,"price":31.41,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"oregon-life-health-insurance-pre-license-courses-online","title":"Oregon Life \u0026 Health Insurance Pre-License Courses (E-learning)","description":"\u003ch2\u003eOregon State Insurance License Classes\u003c\/h2\u003e\n\u003cp\u003eApproved Oregon Insurance Division and Oregon Department of Education training provider (Provider ID 10015026). You are required to complete 20 hours of approved pre-license education per line of authority you wish to be licensed for. All courses can be completed online at your own pace and satisfy the state training requirement.\u003c\/p\u003e\n\u003ch2\u003eWhat Are the Requirements to Get an Insurance License in Oregon?\u003c\/h2\u003e\n\u003col\u003e\n\u003cli\u003eComplete the required pre-license training hours through an approved education provider.\u003c\/li\u003e\n\u003cli\u003eSchedule and pass the official Oregon Insurance licensing exam through PSI.\u003c\/li\u003e\n\u003cli\u003eHave your fingerprints scanned.\u003c\/li\u003e\n\u003cli\u003eSubmit the official license application to the Oregon Insurance Division.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003e20, 40 or 80 Hours?\u003c\/h2\u003e\n\u003cp\u003eOregon requires 20 hours per line of authority, so the course you need depends on how many lines you are pursuing. The 40-hour courses cover two lines, and the 80-hour All Lines package covers Life, Health, Property and Casualty together — the efficient option if you intend to hold all four, since PSI offers combined exams rather than four separate ones.\u003c\/p\u003e\n\u003ch2\u003eAvailable Oregon State Insurance License Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/oregon-insurance-pre-license\/OR-80-hour-all-lines-prelicense-deluxe?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eOregon 80 Hour Deluxe All Lines Pre-License Course — with downloadable PDF content\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/oregon-insurance-pre-license\/or-80-hour-all-lines-prelicense?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eOregon All Lines 80 Hour Pre-License Course\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/oregon-insurance-pre-license\/or-health-insurance-pre-license-course-20-hr?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eOregon Health Insurance Pre-License Course (20 Hr)\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/oregon-insurance-pre-license?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eOregon Life \u0026amp; Health Pre-License Course (40 Hr)\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/oregon-insurance-pre-license?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eOregon Life Insurance Pre-License Course (20 Hr)\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/oregon-insurance-pre-license?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eStudy Guide: Life and Health Insurance\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning)\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"Oregon 80 Hour Deluxe All Lines Pre-License","offer_id":54207494357336,"sku":null,"price":184.43,"currency_code":"GBP","in_stock":true},{"title":"Oregon All Lines 80 Hour Pre-License","offer_id":54207494390104,"sku":null,"price":152.21,"currency_code":"GBP","in_stock":true},{"title":"Oregon Life \u0026amp; Health Pre-License Course (40 Hr)","offer_id":54207494422872,"sku":null,"price":95.84,"currency_code":"GBP","in_stock":true},{"title":"Oregon Health Insurance Pre-License Course (20 Hr)","offer_id":54207494455640,"sku":null,"price":55.57,"currency_code":"GBP","in_stock":true},{"title":"Oregon Life Insurance Pre-License Course (20 Hr)","offer_id":54207494488408,"sku":null,"price":55.57,"currency_code":"GBP","in_stock":true},{"title":"Study Guide: Life and Health Insurance","offer_id":54207494521176,"sku":null,"price":14.5,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"pennsylvania-insurance-pre-license-courses-online","title":"Pennsylvania Insurance Pre-License Courses (E-learning)","description":"\u003ch2\u003ePennsylvania Insurance Pre-License Training\u003c\/h2\u003e\n\u003cp\u003eOnline pre-licensing courses for Pennsylvania insurance producers, covering the 24 hours of approved education required per line of authority. Completion is reported automatically to Pennsylvania and your Certificate of Completion can be printed on demand. Approved Pennsylvania Insurance Department education provider (Provider #109696).\u003c\/p\u003e\n\u003ch2\u003eCourse Availability — Please Read Before Booking\u003c\/h2\u003e\n\u003cp\u003eThe provider is currently refreshing its Pennsylvania pre-license range, and the course catalogue on their site is showing as being updated. Availability may be limited or courses may be temporarily unlisted. Check what is currently offered before making plans around a particular course.\u003c\/p\u003e\n\u003cp\u003ePennsylvania's requirement itself has not changed — 24 hours of approved education per line of authority still applies. The provider's continuing education courses for Pennsylvania are unaffected.\u003c\/p\u003e\n\u003ch2\u003eHow to Get Your Pennsylvania Insurance License\u003c\/h2\u003e\n\u003col\u003e\n\u003cli\u003eComplete an approved pre-licensing course. You will need 24 hours of approved education per line of authority you wish to obtain.\u003c\/li\u003e\n\u003cli\u003eRegister for the official licensing exam through PSI. You will have to pay for the exam fee at the time of reservation.\u003c\/li\u003e\n\u003cli\u003eTake and pass the licensing exam through PSI. Make sure to bring your certificate of completion for the pre-license training with you to the test.\u003c\/li\u003e\n\u003cli\u003eFill out and submit the official licensure application to the PA Insurance Department and submit your fingerprints.\u003c\/li\u003e\n\u003cli\u003eOnce you are approved, print your license from the Department's website to start your new career.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003ePennsylvania Pre-License Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/pennsylvania-insurance-pre-license\/pa-property-and-casualty-insurance-pre-license?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eProperty \u0026amp; Casualty Insurance Pre-License — 24 hour course\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/pennsylvania-insurance-pre-license\/pa-life-and-health-insurance-pre-license-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLife \u0026amp; Health and Accident Insurance Pre-License — 24 hour course\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/pennsylvania-insurance-pre-license?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eView all current Pennsylvania pre-license courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eAlready Licensed? Continuing Education\u003c\/h2\u003e\n\u003cp\u003eIf you already hold a Pennsylvania licence and need renewal hours rather than pre-licensing, note that the state introduced new mandatory subjects on 29 April 2025 — 3 hours of ethics for all licensees, plus 2 hours of flood for Property \u0026amp; Casualty producers. See our \u003ca href=\"\/collections\/aypo\"\u003eAYPO continuing education courses\u003c\/a\u003e.\u003c\/p\u003e\n\u003ch3\u003eCourse Duration\u003c\/h3\u003e\n\u003cp\u003e24 Hours per line of authority\u003c\/p\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning)\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"Pennsylvania Property \u0026 Casualty Insurance Pre License","offer_id":54208404259160,"sku":null,"price":87.79,"currency_code":"GBP","in_stock":true},{"title":"Pennsylvania Life \u0026 Health and Accident Insurance Pre License","offer_id":54208359596376,"sku":null,"price":63.62,"currency_code":"GBP","in_stock":true},{"title":"Pennsylvania Life Insurance Pre License","offer_id":54208359629144,"sku":null,"price":63.62,"currency_code":"GBP","in_stock":true},{"title":"Pennsylvania Health and Accident Insurance Pre License","offer_id":54208404291928,"sku":null,"price":63.62,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"washington-life-disability-insurance-pre-license-courses-e-learning","title":"Washington Life \u0026 Disability Insurance Pre-License Courses (E-learning)","description":"\u003ch2\u003eWashington Life \u0026amp; Disability Insurance Exam Prep\u003c\/h2\u003e\n\u003cp\u003eOnline exam preparation courses for candidates sitting the Washington life and disability insurance licensing examinations. Courses cover everything in the Washington Office of the Insurance Commissioner's Candidate Information Bulletin, broken into lessons with comprehension quizzes, practice exams and test-simulator finals.\u003c\/p\u003e\n\u003ch2\u003eImportant: Washington Pre-Licensing Requirement\u003c\/h2\u003e\n\u003cp\u003eWashington removed its mandatory pre-licensing education requirement in 2023. These courses are therefore exam preparation rather than a compulsory step — you can sit the state examination without them. They remain widely used because the pass rate for unprepared candidates is low, but check the current position with the Office of the Insurance Commissioner before assuming any course is required.\u003c\/p\u003e\n\u003ch2\u003eHow to Get Your Washington Insurance Licence\u003c\/h2\u003e\n\u003col\u003e\n\u003cli\u003ePrepare for the state examination for your chosen line of authority.\u003c\/li\u003e\n\u003cli\u003eRegister for the official licensing exam through the state's testing provider and pay the exam fee at the time of reservation.\u003c\/li\u003e\n\u003cli\u003eTake and pass the licensing examination.\u003c\/li\u003e\n\u003cli\u003eSubmit your licence application to the Washington Office of the Insurance Commissioner, along with fingerprints where required.\u003c\/li\u003e\n\u003cli\u003eOnce approved, print your licence to begin practising.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003eAvailable Washington Life \u0026amp; Disability Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/washington-insurance-pre-license\/wa-deluxe-landd-insurance-pre-license-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eDeluxe Life \u0026amp; Disability Insurance Exam Prep — 40 hour, with printable study materials\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/washington-insurance-pre-license\/wa-landd-insurance-pre-license-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLife \u0026amp; Disability Insurance Exam Prep — 40 hour\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/washington-insurance-pre-license\/wa-life-insurance-pre-license-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLife Insurance Exam Prep — 20 hour\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/washington-insurance-pre-license\/wa-disability-health-insurance-pre-license-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eDisability (Health) Insurance Exam Prep — 20 hour\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eCourse Duration\u003c\/h3\u003e\n\u003cp\u003e20 or 40 hours depending on the line of authority\u003c\/p\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning)\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"Washington Deluxe L\u0026D Insurance Exam Prep (40 Hr)","offer_id":57927247790424,"sku":null,"price":94.11,"currency_code":"GBP","in_stock":true},{"title":"Washington L\u0026D Insurance Exam Prep (40 Hr)","offer_id":57927247823192,"sku":null,"price":80.79,"currency_code":"GBP","in_stock":true},{"title":"Washington Life Insurance Exam Prep (20 Hr)","offer_id":57927247855960,"sku":null,"price":65.95,"currency_code":"GBP","in_stock":true},{"title":"Washington Disability (Health) Insurance Exam Prep (20 Hr)","offer_id":57927247888728,"sku":null,"price":65.95,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"washington-property-casualty-insurance-pre-license-courses-e-learning","title":"Washington Property \u0026 Casualty Insurance Pre-License Courses (E-learning)","description":"\u003ch2\u003eWashington Property \u0026amp; Casualty Insurance Exam Prep\u003c\/h2\u003e\n\u003cp\u003eOnline exam preparation courses for candidates sitting the Washington property, casualty and personal lines insurance licensing examinations. Courses cover general insurance concepts, dwelling and homeowner's policies, personal and commercial auto, commercial coverage packages, business owner's policies and worker's compensation, alongside the state and federal regulations that govern the industry.\u003c\/p\u003e\n\u003ch2\u003eImportant: Washington Pre-Licensing Requirement\u003c\/h2\u003e\n\u003cp\u003eWashington removed its mandatory pre-licensing education requirement in 2023. These courses are therefore exam preparation rather than a compulsory step — you can sit the state examination without them. They remain widely used because the pass rate for unprepared candidates is low, but check the current position with the Office of the Insurance Commissioner before assuming any course is required.\u003c\/p\u003e\n\u003ch2\u003eHow to Get Your Washington Insurance Licence\u003c\/h2\u003e\n\u003col\u003e\n\u003cli\u003ePrepare for the state examination for your chosen line of authority.\u003c\/li\u003e\n\u003cli\u003eRegister for the official licensing exam through the state's testing provider and pay the exam fee at the time of reservation.\u003c\/li\u003e\n\u003cli\u003eTake and pass the licensing examination.\u003c\/li\u003e\n\u003cli\u003eSubmit your licence application to the Washington Office of the Insurance Commissioner, along with fingerprints where required.\u003c\/li\u003e\n\u003cli\u003eOnce approved, print your licence to begin practising.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003eAvailable Washington Property \u0026amp; Casualty Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/washington-insurance-pre-license\/wa-deluxe-pandc-insurance-pre-license-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eDeluxe Property \u0026amp; Casualty Insurance Exam Prep — 40 hour, with printable study materials\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/washington-insurance-pre-license\/wa-property-insurance-pre-license-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eProperty Insurance Exam Prep — 20 hour\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/washington-insurance-pre-license\/wa-casualty-insurance-pre-license-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eCasualty Insurance Exam Prep — 20 hour\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/washington-insurance-pre-license\/wa-personal-lines-insurance-pre-license-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003ePersonal Lines Insurance Exam Prep — 20 hour\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eCourse Duration\u003c\/h3\u003e\n\u003cp\u003e20 or 40 hours depending on the line of authority\u003c\/p\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning)\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"Washington Deluxe P\u0026C Insurance Exam Prep (40 Hr)","offer_id":57927248150872,"sku":null,"price":94.11,"currency_code":"GBP","in_stock":true},{"title":"Washington Property Insurance Exam Prep (20 Hr)","offer_id":57927248183640,"sku":null,"price":65.95,"currency_code":"GBP","in_stock":true},{"title":"Washington Casualty Insurance Exam Prep (20 Hr)","offer_id":57927248216408,"sku":null,"price":65.95,"currency_code":"GBP","in_stock":true},{"title":"Washington Personal Lines Insurance Exam Prep (20 Hr)","offer_id":57927248249176,"sku":null,"price":65.95,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"texas-life-health-insurance-continuing-education-courses-e-learning","title":"Texas Life \u0026 Health Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eTexas Life \u0026amp; Health Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eTexas Department of Insurance approved online continuing education for licensed life, accident and health producers and adjusters. All courses are TDI-approved (Provider ID# 98057), reported automatically to the state, and available 24\/7 with no classroom attendance.\u003c\/p\u003e\n\u003ch2\u003eTexas CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eProducers and adjusters:\u003c\/strong\u003e 24 hours of TDI-approved CE every two-year renewal period, of which 3 hours must be ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLimited lines:\u003c\/strong\u003e 10 hours every two years, including 3 hours of ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eClassroom-equivalent rule:\u003c\/strong\u003e at least 50% of your hours must be classroom or classroom-equivalent. The courses marked Classroom Equivalent below satisfy this.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCarry-over:\u003c\/strong\u003e excess hours do not carry into the next term. The full 24 hours must be completed within each two-year period.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eExam:\u003c\/strong\u003e final exams are closed-book and require 70% to pass. Retakes are unlimited.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eDeadlines and Penalties\u003c\/h2\u003e\n\u003cp\u003eLicences expire on the last day of your birth month, every two years. Miss the CE requirement and you have 90 days to make up the shortfall, with a fine of $50 for every insufficient hour. Beyond 90 days the licence is inactivated and you must apply for a new one. Completing CE at least 30 days before expiry is recommended so reporting reaches TDI in time.\u003c\/p\u003e\n\u003ch2\u003eProduct-Specific Training\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eAnnuities:\u003c\/strong\u003e a 4-hour Annuity Best Interest certification is required before selling annuities, plus 8 hours of annuity CE each renewal period. The certification course does not count toward the 24-hour total.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLong-term care:\u003c\/strong\u003e a one-time 8-hour LTC certification, then at least 4 hours of TDI-certified LTC training each renewal, which does count toward the 24 hours.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eAvailable Texas Life \u0026amp; Health CE Courses\u003c\/h2\u003e\n\u003ch3\u003eFull Renewal Package\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/texas-insurance-continuing-education\/tx-24-hour-life-and-health-package-classroom-equivalent?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Life \u0026amp; Health Package (Classroom Equivalent) — all 24 hours including mandatory ethics\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003e12-Hour Courses\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/texas-insurance-continuing-education\/tx-12-hour-life-and-health-review-classroom-equivalent?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e12 Hour Life and Health Review (Classroom Equivalent) — includes 3 hours ethics, approval #132555\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/texas-insurance-continuing-education\/texas-12-hour-life-and-health-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e12 Hour Life and Health Review (Self Study) — approval #131459\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eSpecialist Training\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/texas-insurance-continuing-education\/tx-8-hour-ltc-certification?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e8 Hour Long-Term Care Initial Certification — approval #142941\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/texas-insurance-continuing-education\/tx-4-hour-long-term-care-ongoing-ce?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e4 Hour Long-Term Care Ongoing CE — approval #143720\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/texas-insurance-continuing-education\/tx-4-hour-annuity-best-interest?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e4 Hour Annuity Best Interest — approval #129885\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eEthics\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/texas-insurance-continuing-education\/tx-3-hour-ethics-review-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Course Review — approval #132412\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/texas-insurance-continuing-education\/tx-ethics-review-1-hour-supplemental-couse?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e1 Hour Ethics Review Supplemental — approval #132824\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eReporting Fee\u003c\/h3\u003e\n\u003cp\u003eTDI charges a mandatory reporting fee of 88 cents per credit hour — $21.12 on a 24-hour package, $10.56 on 12 hours. The provider includes this in the course price rather than adding it at checkout.\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"24 Hour Life \u0026 Health Package (Classroom Equivalent)","offer_id":57927254049112,"sku":null,"price":44.85,"currency_code":"GBP","in_stock":true},{"title":"12 Hour Life \u0026 Health Review (Classroom Equivalent)","offer_id":57927254081880,"sku":null,"price":26.35,"currency_code":"GBP","in_stock":true},{"title":"12 Hour Life \u0026 Health Review (Self Study)","offer_id":57927254114648,"sku":null,"price":26.35,"currency_code":"GBP","in_stock":true},{"title":"8 Hour Long-Term Care Initial Certification","offer_id":57927254147416,"sku":null,"price":17.67,"currency_code":"GBP","in_stock":true},{"title":"4 Hour Long-Term Care Ongoing CE","offer_id":57927254180184,"sku":null,"price":15.95,"currency_code":"GBP","in_stock":true},{"title":"4 Hour Annuity Best Interest","offer_id":57927254212952,"sku":null,"price":15.95,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Course Review","offer_id":57927254245720,"sku":null,"price":11.63,"currency_code":"GBP","in_stock":true},{"title":"1 Hour Ethics Review Supplemental","offer_id":57927254278488,"sku":null,"price":6.58,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"texas-property-casualty-insurance-continuing-education-courses-e-learning","title":"Texas Property \u0026 Casualty Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eTexas Property \u0026amp; Casualty Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eTexas Department of Insurance approved online continuing education for licensed property and casualty producers and adjusters. All courses are TDI-approved (Provider ID# 98057), reported automatically to the state, and available 24\/7 with no classroom attendance.\u003c\/p\u003e\n\u003ch2\u003eTexas CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eProducers and adjusters:\u003c\/strong\u003e 24 hours of TDI-approved CE every two-year renewal period, of which 3 hours must be ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLimited lines:\u003c\/strong\u003e 10 hours every two years, including 3 hours of ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eClassroom-equivalent rule:\u003c\/strong\u003e at least 50% of your hours must be classroom or classroom-equivalent. The courses marked Classroom Equivalent below satisfy this.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCarry-over:\u003c\/strong\u003e excess hours do not carry into the next term. The full 24 hours must be completed within each two-year period.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eExam:\u003c\/strong\u003e final exams are closed-book and require 70% to pass. Retakes are unlimited.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eDeadlines and Penalties\u003c\/h2\u003e\n\u003cp\u003eLicences expire on the last day of your birth month, every two years. Miss the CE requirement and you have 90 days to make up the shortfall, with a fine of $50 for every insufficient hour. Beyond 90 days the licence is inactivated and you must apply for a new one. Completing CE at least 30 days before expiry is recommended so reporting reaches TDI in time.\u003c\/p\u003e\n\u003ch2\u003eFlood Insurance Training\u003c\/h2\u003e\n\u003cp\u003eSelling flood insurance in Texas requires a minimum of 3 hours of training established by FEMA and the National Flood Insurance Program. The NFIP certification course below meets that one-time requirement.\u003c\/p\u003e\n\u003ch2\u003eAvailable Texas Property \u0026amp; Casualty CE Courses\u003c\/h2\u003e\n\u003ch3\u003eFull Renewal Package\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/texas-insurance-continuing-education\/tx-24-hour-property-and-casualty-package-classroom-equivalent?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Property \u0026amp; Casualty Package (Classroom Equivalent) — all 24 hours including mandatory ethics\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003e12-Hour Courses\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/texas-insurance-continuing-education\/tx-12-hour-property-and-casualty-review-classroom-equivalent?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e12 Hour Property \u0026amp; Casualty Review (Classroom Equivalent) — includes 3 hours ethics, approval #132554\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/texas-insurance-continuing-education\/texas-12-hour-property-and-casualty-review-self-study?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e12 Hour Property \u0026amp; Casualty Review (Self Study) — approval #131460\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eFlood and Ethics\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/texas-insurance-continuing-education\/texas-3-hour-nfip-certification?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour NFIP Flood Certification — approval #139417\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/texas-insurance-continuing-education\/tx-3-hour-ethics-review-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Course Review — approval #132412\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/texas-insurance-continuing-education\/tx-ethics-review-1-hour-supplemental-couse?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e1 Hour Ethics Review Supplemental — approval #132824\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eReporting Fee\u003c\/h3\u003e\n\u003cp\u003eTDI charges a mandatory reporting fee of 88 cents per credit hour — $21.12 on a 24-hour package, $10.56 on 12 hours. The provider includes this in the course price rather than adding it at checkout.\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"24 Hour Property \u0026 Casualty Package (Classroom Equivalent)","offer_id":57927254540632,"sku":null,"price":44.85,"currency_code":"GBP","in_stock":true},{"title":"12 Hour Property \u0026 Casualty Review (Classroom Equivalent)","offer_id":57927254573400,"sku":null,"price":26.35,"currency_code":"GBP","in_stock":true},{"title":"12 Hour Property \u0026 Casualty Review (Self Study)","offer_id":57927254606168,"sku":null,"price":26.35,"currency_code":"GBP","in_stock":true},{"title":"3 Hour NFIP Flood Certification","offer_id":57927254638936,"sku":null,"price":11.63,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Course Review","offer_id":57927254671704,"sku":null,"price":11.63,"currency_code":"GBP","in_stock":true},{"title":"1 Hour Ethics Review Supplemental","offer_id":57927254704472,"sku":null,"price":6.58,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"california-life-health-insurance-continuing-education-courses-e-learning","title":"California Life \u0026 Health Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eCalifornia Life \u0026amp; Health Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eCalifornia Department of Insurance approved online continuing education for life-only, accident and health licensees. All courses are CDI-approved (Provider # 333649), reported to the state on your behalf, and completed at your own pace with no hidden fees.\u003c\/p\u003e\n\u003ch2\u003eCalifornia CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eProducers, agents and broker-agents:\u003c\/strong\u003e 24 hours of CE in your class of insurance every two-year term, including 3 hours of ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLimited lines automobile agents:\u003c\/strong\u003e 20 hours plus 3 hours of ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMultiple lines:\u003c\/strong\u003e if you hold more than one line, the 24 hours may be taken in courses applicable to any of them. There is no breadth requirement.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCarry-over:\u003c\/strong\u003e excess hours do carry into the next term, but ethics, annuity and long-term care hours carry only as general credit — those specific requirements must be met again.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eExam:\u003c\/strong\u003e 70% to pass, closed-book, unlimited retakes.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eNew Requirements from January 2025\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eVariable life:\u003c\/strong\u003e agents selling variable life insurance policies must complete 2 hours of topic-specific CE before each renewal.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNewly licensed life agents:\u003c\/strong\u003e anyone licensed on or after 1 January 2024 must complete 4 hours of life insurance CE before soliciting customers for specified life policies.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eBoth apply to resident and non-resident licensees.\u003c\/p\u003e\n\u003ch2\u003eAnnuity and Long-Term Care Training\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eAnnuities:\u003c\/strong\u003e a one-time 8-hour annuity training course before soliciting annuity sales, then 4 hours of annuity CE each term. Required even if you are otherwise exempt from CE.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLong-term care:\u003c\/strong\u003e an initial 8-hour LTC course, then 8 hours annually for the first four years, and 8 hours per two-year term from the fifth year onward. Also required even if otherwise exempt.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eRenewal, Deadlines and Exemptions\u003c\/h2\u003e\n\u003cp\u003eLicences run two years and CDI emails a renewal notice 90 days before expiry. Late renewal carries a 50% late fee, and if a full year passes after lapse you must reapply as a new applicant. Keep your completion certificate for five years in case of audit — the provider reports your hours, but the record is your responsibility.\u003c\/p\u003e\n\u003cp\u003eYou are exempt from general CE if you are 70 or over, or have been a licensee in good standing for 30 continuous years. Non-residents meeting their home state's requirements are also exempt. Annuity and LTC requirements still apply regardless.\u003c\/p\u003e\n\u003ch2\u003eAvailable California Life \u0026amp; Health CE Courses\u003c\/h2\u003e\n\u003ch3\u003eFull Renewal Packages\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/california-insurance-continuing-education\/ca-24-hour-life-and-health-package?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Life \u0026amp; Health Package — full renewal including 3 hours ethics\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/california-insurance-continuing-education\/ca-21-hour-life-and-health-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e21 Hour Life \u0026amp; Health Review — course ID 386842\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eMandatory Topic Courses\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/california-insurance-continuing-education\/ca-life-insurance-policies-4-hour-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLife Insurance Policies 4 Hour Course — required for agents licensed from January 2024, course ID 391100\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/california-insurance-continuing-education\/ca-variable-life-insurance-policies-2-hour-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eVariable Life Insurance Policies 2 Hour — required each renewal for variable life sellers, course ID 391101\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/california-insurance-continuing-education\/ca-3-hour-ethics-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Review with Anti-Fraud — course ID 392408\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eAnnuity Training\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/california-insurance-continuing-education\/ca-8-hour-annuities?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e8 Hour Annuity Training — one-time requirement, course ID 391773\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/california-insurance-continuing-education\/ca-annuity-suitability-best-interest-standard-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eAnnuity Suitability Best Interest Standard 4 Hour — ongoing requirement, course ID 391573\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eReporting Fee\u003c\/h3\u003e\n\u003cp\u003eCalifornia charges a reporting fee of 65 cents per credit hour — $15.60 on a 24-hour package, $1.95 on a 3-hour course. The provider includes this in the course price rather than adding it at checkout.\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"24 Hour Life \u0026 Health Package","offer_id":57927258440024,"sku":null,"price":40.76,"currency_code":"GBP","in_stock":true},{"title":"21 Hour Life \u0026 Health Review","offer_id":57927258472792,"sku":null,"price":38.53,"currency_code":"GBP","in_stock":true},{"title":"8 Hour Annuity Training","offer_id":57927258505560,"sku":null,"price":16.3,"currency_code":"GBP","in_stock":true},{"title":"Life Insurance Policies 4 Hour Course","offer_id":57927258538328,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"Annuity Suitability Best Interest Standard (4 Hr)","offer_id":57927258571096,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Review with Anti-Fraud","offer_id":57927258603864,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true},{"title":"Variable Life Insurance Policies (2 Hr)","offer_id":57927258636632,"sku":null,"price":7.41,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"california-property-casualty-insurance-continuing-education-courses-e-learning","title":"California Property \u0026 Casualty Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eCalifornia Property \u0026amp; Casualty Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eCalifornia Department of Insurance approved online continuing education for property, casualty and personal lines broker-agents. All courses are CDI-approved (Provider # 333649), reported to the state on your behalf, and completed at your own pace with no hidden fees.\u003c\/p\u003e\n\u003ch2\u003eCalifornia CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eProducers, agents and broker-agents:\u003c\/strong\u003e 24 hours of CE in your class of insurance every two-year term, including 3 hours of ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLimited lines automobile agents:\u003c\/strong\u003e 20 hours plus 3 hours of ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMultiple lines:\u003c\/strong\u003e if you hold more than one line, the 24 hours may be taken in courses applicable to any of them. There is no breadth requirement.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCarry-over:\u003c\/strong\u003e excess hours do carry into the next term, but ethics hours carry only as general credit — the ethics requirement must be met again.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eExam:\u003c\/strong\u003e 70% to pass, closed-book, unlimited retakes.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eTwo Requirements Specific to Property \u0026amp; Casualty\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eHomeowners' insurance valuation:\u003c\/strong\u003e all property, casualty and personal lines broker-agents must complete a 3-hour training course in homeowners' insurance valuation before estimating replacement values or explaining coverage levels on a homeowner's policy.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFlood insurance:\u003c\/strong\u003e a one-time 3-hour NFIP course is required before selling flood insurance. These credits do count toward your 24 hours for that term.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eRenewal, Deadlines and Exemptions\u003c\/h2\u003e\n\u003cp\u003eLicences run two years and CDI emails a renewal notice 90 days before expiry. Late renewal carries a 50% late fee, and if a full year passes after lapse you must reapply as a new applicant. Keep your completion certificate for five years in case of audit — the provider reports your hours, but the record is your responsibility.\u003c\/p\u003e\n\u003cp\u003eYou are exempt from general CE if you are 70 or over, or have been a licensee in good standing for 30 continuous years. Non-residents meeting their home state's requirements are also exempt.\u003c\/p\u003e\n\u003ch2\u003eAvailable California Property \u0026amp; Casualty CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/california-insurance-continuing-education\/ca-24-hour-property-and-casualty-package?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Property \u0026amp; Casualty Package — 21 hours P\u0026amp;C content plus 3 hours ethics\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/california-insurance-continuing-education\/ca-21-hour-property-casualty?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e21 Hour Property and Casualty Review — course ID 386844\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/california-insurance-continuing-education\/ca-3-hour-ethics-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Review with Anti-Fraud — course ID 392408\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/california-insurance-continuing-education\/ca-3-hour-nfip-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour NFIP Flood Review — one-time flood certification, course ID 390772\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eReporting Fee\u003c\/h3\u003e\n\u003cp\u003eCalifornia charges a reporting fee of 65 cents per credit hour — $15.60 on a 24-hour package, $1.95 on a 3-hour course. The provider includes this in the course price rather than adding it at checkout.\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"24 Hour Property \u0026 Casualty Package","offer_id":57927258767704,"sku":null,"price":40.76,"currency_code":"GBP","in_stock":true},{"title":"21 Hour Property and Casualty Review","offer_id":57927258800472,"sku":null,"price":38.53,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Review with Anti-Fraud","offer_id":57927258833240,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true},{"title":"3 Hour NFIP Flood Review","offer_id":57927258866008,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"florida-life-health-insurance-continuing-education-courses-e-learning","title":"Florida Life \u0026 Health Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eFlorida Life \u0026amp; Health Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eFlorida Department of Financial Services approved online continuing education for life, health and annuity licensees. All courses are DFS-approved (Provider ID# 370074), reported to the state on your behalf, and completed at your own pace with a printable certificate.\u003c\/p\u003e\n\u003ch2\u003eHow Many Hours Do You Need?\u003c\/h2\u003e\n\u003cp\u003eFlorida is unusual — your requirement depends on how long you have held the licence.\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eLicensed under 6 years:\u003c\/strong\u003e 24 hours, made up of 20 elective hours plus the 4-hour Law and Ethics Update.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLicensed 6 years or more:\u003c\/strong\u003e 20 hours, made up of 16 elective hours plus the 4-hour Law and Ethics Update.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCustomer representatives and similar limited licences:\u003c\/strong\u003e 10 hours including the Law and Ethics Update.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eCheck your position on the MyProfile portal before buying — the 20-hour and 16-hour elective courses are not interchangeable.\u003c\/p\u003e\n\u003ch2\u003eThe Law and Ethics Update Is Licence-Specific\u003c\/h2\u003e\n\u003cp\u003eEvery licensee must take a 4-hour Law and Ethics Update, but the correct version depends on your licence type. Life (2-16, 2-14) takes the 5-214 version, Health (2-40) takes 5-240, Life and Health (2-15, 2-18) takes 5-215. Taking the wrong one will not satisfy the requirement.\u003c\/p\u003e\n\u003ch2\u003eDeadlines, Carry-Over and Repeats\u003c\/h2\u003e\n\u003cp\u003eCE is due every two years by the last day of your birth month. If you have not held the licence for 24 months when the first expiry falls, the initial deadline extends by a year. Miss it by 45 days and DFS issues a Preliminary Notice of Noncompliance and a Settlement Stipulation.\u003c\/p\u003e\n\u003cp\u003eUp to 24 excess hours carry into the next term. You cannot repeat the same course within two years of the original completion date — the provider maintains alternate versions of its courses for this reason. Exams are closed-book, 70% to pass, with unlimited retakes. Keep your certificate for two years.\u003c\/p\u003e\n\u003ch2\u003eAnnuity and Long-Term Care Training\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eAnnuities:\u003c\/strong\u003e since 1 January 2024, producers selling annuities must complete a 4-hour annuity best interest course before selling annuity products.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLong-term care:\u003c\/strong\u003e licensed health agents handling LTC partnership products need an initial 8-hour course, then 4 further hours of LTC CE each licensing term.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eExemptions and Reductions\u003c\/h2\u003e\n\u003cp\u003eLicensed in Florida for 25 years or more may qualify for a reduction in hours. Holders of a Risk Management Insurance degree, or the CPCU or CLU designation, may be able to complete only 10 hours per term including the Law and Ethics Update. Both require an application.\u003c\/p\u003e\n\u003ch2\u003eAvailable Florida Life \u0026amp; Health CE Courses\u003c\/h2\u003e\n\u003ch3\u003eLaw and Ethics Updates (4 hours, licence-specific)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-4-hour-life-health-annuity-law-ethics-update-215-218-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLaw and Ethics Update (215\/218) — Life and Health licences, approval #135338\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-4-hour-health-law-ethics-update-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLaw and Ethics Update (5-240) — Health licences, approval #135339\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-4-hour-life-health-annuity-law-ethics-update-214-216-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLaw and Ethics Update (214\/216) — Life and\/or Annuity licences, approval #135382\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003e20-Hour Elective Courses (licensed under 6 years)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-20-hour-life-health-and-annuities?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e20 Hour Life, Health and Annuities Review — approval #120395\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-20-hour-health?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e20 Hour Health Review — approval #120396\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-life-health-annuity-elective-20-hour-version-b-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLife, Health and Annuity Elective 20 Hour (alternate version) — approval #125117\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-health-elective-20-hour-version-b-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eHealth Elective 20 Hour (alternate version) — approval #125618\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-life-elective-20-hour-version-b-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLife Elective 20 Hour (alternate version) — approval #126232\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003e16-Hour Elective Courses (licensed 6 years or more)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-16-hour-life-and-health?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e16 Hour Life and Health Review — approval #120398\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-life-health-elective-16-hour-version-b-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLife and Health Elective 16 Hour (alternate version) — approval #125617\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eSpecialist Training\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-8-hour-long-term-care-initial-certification?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e8 Hour Long-Term Care Initial Certification — approval #133102\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-4-hour-long-term-care-ongoing-ce?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e4 Hour Long-Term Care Ongoing CE — approval #96768\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-4-hour-annuity-suitability?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eAnnuity Best Interest 4 Hour — approval #129094\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"20 Hour Life, Health and Annuities Review","offer_id":57927266730328,"sku":null,"price":27.12,"currency_code":"GBP","in_stock":true},{"title":"20 Hour Health Review","offer_id":57927266763096,"sku":null,"price":27.12,"currency_code":"GBP","in_stock":true},{"title":"16 Hour Life and Health Review","offer_id":57927266795864,"sku":null,"price":21.7,"currency_code":"GBP","in_stock":true},{"title":"8 Hour Long-Term Care Initial Certification","offer_id":57927266828632,"sku":null,"price":12.45,"currency_code":"GBP","in_stock":true},{"title":"Law and Ethics Update (215\/218) 4 Hour","offer_id":57927266861400,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"Law and Ethics Update (5-240) Health 4 Hour","offer_id":57927266894168,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"Life and\/or Annuity Law and Ethics Update (214\/216) 4 Hour","offer_id":57927266926936,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"Annuity Best Interest 4 Hour","offer_id":57927266959704,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"4 Hour Long-Term Care Ongoing CE","offer_id":57927266992472,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"florida-property-casualty-insurance-continuing-education-courses-e-learning","title":"Florida Property \u0026 Casualty Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eFlorida Property \u0026amp; Casualty Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eFlorida Department of Financial Services approved online continuing education for general lines and personal lines licensees. All courses are DFS-approved (Provider ID# 370074), reported to the state on your behalf, and completed at your own pace with a printable certificate.\u003c\/p\u003e\n\u003ch2\u003eHow Many Hours Do You Need?\u003c\/h2\u003e\n\u003cp\u003eFlorida is unusual — your requirement depends on how long you have held the licence.\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eLicensed under 6 years:\u003c\/strong\u003e 24 hours, made up of 20 elective hours plus the 4-hour Law and Ethics Update.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLicensed 6 years or more:\u003c\/strong\u003e 20 hours, made up of 16 elective hours plus the 4-hour Law and Ethics Update.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCustomer representatives (04-40, 04-42) and industrial fire (02-33):\u003c\/strong\u003e 10 hours, being 6 elective hours plus the Law and Ethics Update.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eCheck your position on the MyProfile portal before buying — the 20-hour and 16-hour elective courses are not interchangeable.\u003c\/p\u003e\n\u003ch2\u003eThe Law and Ethics Update\u003c\/h2\u003e\n\u003cp\u003eGeneral Lines (2-20), Personal Lines (20-44), Customer Representative (04-40, 04-42) and Industrial Fire (02-33) licensees all take the same 5-220 version of the 4-hour Law and Ethics Update. Public Adjusters (03-20) and All Lines Adjusters take their own versions, 5-320 and 5-620 respectively.\u003c\/p\u003e\n\u003ch2\u003eDeadlines, Carry-Over and Repeats\u003c\/h2\u003e\n\u003cp\u003eCE is due every two years by the last day of your birth month. If you have not held the licence for 24 months when the first expiry falls, the initial deadline extends by a year. Miss it by 45 days and DFS issues a Preliminary Notice of Noncompliance and a Settlement Stipulation.\u003c\/p\u003e\n\u003cp\u003eUp to 24 excess hours carry into the next term. You cannot repeat the same course within two years of the original completion date — the provider maintains alternate versions of its courses for this reason. Exams are closed-book, 70% to pass, with unlimited retakes. Keep your certificate for two years.\u003c\/p\u003e\n\u003ch2\u003eFlood Insurance Training\u003c\/h2\u003e\n\u003cp\u003eBefore selling flood insurance, Florida producers must complete a one-time 3-hour NFIP training course to comply with FEMA and National Flood Insurance Program requirements.\u003c\/p\u003e\n\u003ch2\u003eExemptions and Reductions\u003c\/h2\u003e\n\u003cp\u003eMotor vehicle physical damage, crop hail and multiple-peril crop, and dental representative licences are exempt from CE. Licensed in Florida for 25 years or more may qualify for a reduction. Holders of a Risk Management Insurance degree, or the CPCU or CLU designation, may be able to complete only 10 hours per term. Both reductions require an application.\u003c\/p\u003e\n\u003ch2\u003eAvailable Florida Property \u0026amp; Casualty CE Courses\u003c\/h2\u003e\n\u003ch3\u003eLaw and Ethics Update (4 hours)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-4-hour-general-lines-law-ethics-update-220-2044-440-442-233-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLaw and Ethics Update (220\/2044\/440\/442\/233) — General and Personal Lines, approval #135340\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003e20-Hour Elective Courses (licensed under 6 years)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-20-hour-property-and-casualty?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e20 Hour Property and Casualty Review — approval #120386\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-property-casualty-elective-20-hour-version-b-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eProperty and Casualty Elective 20 Hour (alternate version) — approval #125115\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003e16-Hour Elective Courses (licensed 6 years or more)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-elective-16-hour-version-b-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e16 Hour Property and Casualty Review — approval #120397\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eFlood Certification\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-3-hour-nfip-certification?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour NFIP Flood Certification — approval #129857\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"20 Hour Property and Casualty Review","offer_id":57927267287384,"sku":null,"price":27.12,"currency_code":"GBP","in_stock":true},{"title":"Property and Casualty Elective 20 Hour (Version B)","offer_id":57927267320152,"sku":null,"price":27.12,"currency_code":"GBP","in_stock":true},{"title":"16 Hour Property and Casualty Review","offer_id":57927267352920,"sku":null,"price":21.7,"currency_code":"GBP","in_stock":true},{"title":"Property and Casualty Elective 16 Hour (Version B)","offer_id":57927267385688,"sku":null,"price":21.7,"currency_code":"GBP","in_stock":true},{"title":"Law and Ethics Update (220\/2044\/440\/442\/233) 4 Hour","offer_id":57927267418456,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"3 Hour NFIP Flood Certification","offer_id":57927267451224,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"pennsylvania-life-health-insurance-continuing-education-courses-e-learning","title":"Pennsylvania Life \u0026 Health Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003ePennsylvania Life \u0026amp; Health Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003ePennsylvania Insurance Department approved online continuing education for resident life, health and annuity producers. All courses are PID-approved (Provider ID# 109696), reported to the Department directly, and completed entirely online.\u003c\/p\u003e\n\u003ch2\u003ePennsylvania CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eAll resident producers, title agents and public adjusters:\u003c\/strong\u003e 24 hours of approved CE every two-year biennium.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eEthics — new since April 2025:\u003c\/strong\u003e 3 hours of approved ethics CE is now mandatory for all licensees.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCarry-over:\u003c\/strong\u003e up to 24 excess hours may be carried into the next renewal period.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRepeats:\u003c\/strong\u003e a course cannot be repeated within the same renewal period, though it may be retaken for a later one.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eThe April 2025 Rule Change\u003c\/h2\u003e\n\u003cp\u003ePennsylvania introduced mandatory subject requirements on 29 April 2025. Licensed before that date, you must complete the ethics requirement by 29 April 2026 or by the end of your current licence period, whichever is later. Licensed on or after that date, it must be done by the end of your first licence period. Adjuster licences are not subject to the updated requirements.\u003c\/p\u003e\n\u003ch2\u003eExam Rules — Read This One\u003c\/h2\u003e\n\u003cp\u003ePennsylvania is stricter than most states. CE exams are closed-book, and self-study or online exams \u003cstrong\u003emust be monitored by an unbiased third party\u003c\/strong\u003e. Family members, friends, supervisors and colleagues cannot act as monitor. The monitor must complete a Declaration of Compliance, and failure to submit it disqualifies your result. Pass mark is 70% with unlimited retakes.\u003c\/p\u003e\n\u003ch2\u003eAnnuity and Long-Term Care Training\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eAnnuities:\u003c\/strong\u003e a one-time 4-hour annuity best interest course is required before selling annuity products.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLong-term care:\u003c\/strong\u003e a one-time 8-hour training course, then 4 hours of ongoing LTC CE every subsequent biennium.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLTC Partnership:\u003c\/strong\u003e one hour of the initial 8-hour course must cover Medicaid information specific to the Commonwealth of Pennsylvania.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eRenewal, Fees and Reporting\u003c\/h2\u003e\n\u003cp\u003eLicences expire on the last day of your birth month, biennially, based on your original licensing year. Renewal opens 60 days before expiry and the producer renewal fee is $55. Failure to renew results in suspension, though reinstatement within 12 months is possible with a late penalty.\u003c\/p\u003e\n\u003cp\u003eCredits must be reported within 10 days of completion, and the state applies a $5.00 per course reporting fee automatically. Keep your completion certificates for six years. Completing CE at least 30 days before expiry is recommended.\u003c\/p\u003e\n\u003ch2\u003eAvailable Pennsylvania Life \u0026amp; Health CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/pennsylvania-insurance-continuing-education\/pa-24-hour-life-and-health-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Life \u0026amp; Health Review with Ethics — full renewal, 21 hours content plus 3 hours ethics\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/pennsylvania-insurance-continuing-education\/pa-21-hour-life-and-health-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e21 Hour Life and Health — approval #138736\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/pennsylvania-insurance-continuing-education\/pa-8-hour-initial-ltc-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e8 Hour Initial Long-Term Care Course — approval #137935\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/pennsylvania-insurance-continuing-education\/pa-4-hr-annuity-best-interest-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e4 Hour Annuity Training with Best Interests — approval #136517\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/pennsylvania-insurance-continuing-education\/pa-4-hour-long-term-care-ongoing-ce?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e4 Hour Long-Term Care Ongoing CE — approval #138412\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/pennsylvania-insurance-continuing-education\/pa-ethics-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Course — approval #138738\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider, with a separate $5.00 per course state reporting fee applied automatically. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"24 Hour Life \u0026 Health Review with Ethics","offer_id":57927271743832,"sku":null,"price":32.55,"currency_code":"GBP","in_stock":true},{"title":"21 Hour Life and Health","offer_id":57927271776600,"sku":null,"price":28.48,"currency_code":"GBP","in_stock":true},{"title":"8 Hour Initial Long-Term Care Course","offer_id":57927271809368,"sku":null,"price":12.45,"currency_code":"GBP","in_stock":true},{"title":"4 Hour Annuity Training with Best Interests","offer_id":57927271842136,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"4 Hour Long-Term Care Ongoing CE","offer_id":57927271874904,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Course","offer_id":57927271907672,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"pennsylvania-property-casualty-insurance-continuing-education-courses-e-learning","title":"Pennsylvania Property \u0026 Casualty Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003ePennsylvania Property \u0026amp; Casualty Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003ePennsylvania Insurance Department approved online continuing education for resident property, casualty and personal lines producers, plus a dedicated adjuster course. All courses are PID-approved (Provider ID# 109696), reported to the Department directly, and completed entirely online.\u003c\/p\u003e\n\u003ch2\u003ePennsylvania CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eAll resident producers, title agents and public adjusters:\u003c\/strong\u003e 24 hours of approved CE every two-year biennium.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eEthics — new since April 2025:\u003c\/strong\u003e 3 hours of approved ethics CE is now mandatory for all licensees.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFlood — new since April 2025:\u003c\/strong\u003e producers holding a Property \u0026amp; Casualty line of authority must complete 2 hours of flood insurance training as part of the 24.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCarry-over:\u003c\/strong\u003e up to 24 excess hours may be carried into the next renewal period.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRepeats:\u003c\/strong\u003e a course cannot be repeated within the same renewal period.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eThe April 2025 Rule Change — P\u0026amp;C Producers Are Most Affected\u003c\/h2\u003e\n\u003cp\u003ePennsylvania introduced mandatory subject requirements on 29 April 2025, and Property \u0026amp; Casualty producers picked up two of them: 3 hours of ethics and 2 hours of flood. Licensed before that date, both must be completed by 29 April 2026 or by the end of your current licence period, whichever is later. Licensed on or after, by the end of your first licence period.\u003c\/p\u003e\n\u003cp\u003eNote that adjuster licences are exempt from these updated requirements — the 24-hour adjuster course below stands on its own.\u003c\/p\u003e\n\u003ch2\u003eTwo Different Flood Courses — Check Which You Need\u003c\/h2\u003e\n\u003cp\u003eThe 2-hour Flood Course satisfies the new ongoing CE requirement for P\u0026amp;C producers. The 3-hour NFIP Review is the separate one-time certification needed before you can sell flood insurance at all, set by FEMA and the National Flood Insurance Program. They are not interchangeable, and an agent selling flood products may need both.\u003c\/p\u003e\n\u003ch2\u003eExam Rules — Read This One\u003c\/h2\u003e\n\u003cp\u003ePennsylvania is stricter than most states. CE exams are closed-book, and self-study or online exams \u003cstrong\u003emust be monitored by an unbiased third party\u003c\/strong\u003e. Family members, friends, supervisors and colleagues cannot act as monitor. The monitor must complete a Declaration of Compliance, and failure to submit it disqualifies your result. Pass mark is 70% with unlimited retakes.\u003c\/p\u003e\n\u003ch2\u003eRenewal, Fees and Reporting\u003c\/h2\u003e\n\u003cp\u003eLicences expire on the last day of your birth month, biennially, based on your original licensing year. Renewal opens 60 days before expiry; the producer fee is $55 and public adjusters pay $200. Failure to renew results in suspension, with reinstatement possible within 12 months plus a late penalty.\u003c\/p\u003e\n\u003cp\u003eCredits must be reported within 10 days of completion, and the state applies a $5.00 per course reporting fee automatically. Keep your completion certificates for six years.\u003c\/p\u003e\n\u003ch2\u003eAvailable Pennsylvania Property \u0026amp; Casualty CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/pennsylvania-insurance-continuing-education\/pa-24-hour-property-and-casualty-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Property and Casualty Review with Ethics and Flood — full renewal including both new requirements\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/pennsylvania-insurance-continuing-education\/pa-24-hr-adjuster?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Adjuster Course — approval #133104\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/pennsylvania-insurance-continuing-education\/pa-19-hour-p-and-c-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e19 Hour Property \u0026amp; Casualty Course — approval #138737\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/pennsylvania-insurance-continuing-education\/pa-ethics-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Course — approval #138738\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/pennsylvania-insurance-continuing-education\/pa-3-hour-nfip-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour NFIP Review — one-time flood selling certification, approval #137100\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/pennsylvania-insurance-continuing-education\/pa-flood-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e2 Hour Flood Course — satisfies the new P\u0026amp;C flood CE requirement, approval #138739\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider, with a separate $5.00 per course state reporting fee applied automatically. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"24 Hour P\u0026C Review with Ethics and Flood Package","offer_id":57927272333656,"sku":null,"price":32.55,"currency_code":"GBP","in_stock":true},{"title":"24 Hour Adjuster Course","offer_id":57927272366424,"sku":null,"price":32.55,"currency_code":"GBP","in_stock":true},{"title":"19 Hour Property \u0026 Casualty Course","offer_id":57927272399192,"sku":null,"price":25.77,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Course","offer_id":57927272431960,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true},{"title":"3 Hour NFIP Review (Flood Certification)","offer_id":57927272464728,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true},{"title":"2 Hour Flood Course","offer_id":57927272497496,"sku":null,"price":7.41,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"new-york-life-health-insurance-continuing-education-courses-e-learning","title":"New York Life \u0026 Health Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eNew York Life \u0026amp; Health Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eNew York State Department of Financial Services approved online continuing education for life, accident and health producers. All courses are DFS-approved (Provider ID# NYPO-103305), with credits reported to the state at no extra charge.\u003c\/p\u003e\n\u003ch2\u003eNew York CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eSingle line of authority:\u003c\/strong\u003e 15 hours of CE every two-year term.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eHolding both Life\/Health and Property\/Casualty:\u003c\/strong\u003e 30 hours, being 15 in each line — unless you take bridge-approved courses, in which case 15 hours can satisfy both.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNewly licensed:\u003c\/strong\u003e no CE is required between initial certification and your first renewal. From the second renewal onward the full requirement applies.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eTwo Rules That Catch People Out\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eYou can never repeat a course.\u003c\/strong\u003e Once a course has been completed for CE credit in New York, it can never be used again — not in a later term, not ever. Keep a record of what you have taken, because the responsibility for avoiding a repeat is yours.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eExcess hours do not carry over.\u003c\/strong\u003e Unlike most states, anything above the 15 or 30 hours is simply lost at the end of the term.\u003c\/p\u003e\n\u003ch2\u003eMandatory Topics Since April 2022\u003c\/h2\u003e\n\u003cp\u003eLicensees renewing on or after 1 April 2022 must include specific subjects within their hours: at least 1 hour of insurance law, 1 hour of ethics and professionalism, and 1 hour of diversity, inclusion and elimination of bias. The 15-hour review course below covers all three, as does the standalone 3-hour Law Update.\u003c\/p\u003e\n\u003ch2\u003eAnnuity and Life Best Interest Training\u003c\/h2\u003e\n\u003cp\u003eUnder Insurance Regulation 187, producers selling annuities or life insurance in New York must complete suitability and consumer Best Interest training. The 2019 amendment brought life products under the same regulation as annuities. It is a one-time requirement, and applies if you have not already completed it and intend to sell these products in or before your next licence term.\u003c\/p\u003e\n\u003ch2\u003eLong-Term Care Partnership\u003c\/h2\u003e\n\u003cp\u003eSelling New York State Long-Term Care Partnership insurance requires a one-time six-hour training course, and only the specific course offered through the NYS Department of Financial Services qualifies. No third-party equivalent is accepted, and non-residents must complete it regardless of their home state's rules.\u003c\/p\u003e\n\u003ch2\u003eRenewal, Deadlines and Reporting\u003c\/h2\u003e\n\u003cp\u003eLicences run two years and expire on your birth date, in odd or even years according to your birth year. Public adjusters are the exception, expiring 31 December in even-numbered years. Exams are closed-book, 70% to pass, unlimited retakes. Credits must be reported within 30 days of completion with your full licence number. Keep your original certificate.\u003c\/p\u003e\n\u003cp\u003eNon-resident producers are exempt from the general requirement if their home state has a CE requirement and they remain in good standing there.\u003c\/p\u003e\n\u003ch2\u003eAvailable New York Life \u0026amp; Health CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-york-insurance-continuing-education\/ny-15-hr-life-and-health-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e15 Hour Life and Health Review — full renewal including the three mandatory topics, approval #NYCS-273198\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-york-insurance-continuing-education\/ny-law-update-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eNY Law Update 2025 (3 Hour) — insurance law, ethics and professionalism, and diversity, approval #NYCS-280276\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider, who reports credits to the state at no additional charge. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"15 Hour Life and Health Review Course","offer_id":57927276200280,"sku":null,"price":20.35,"currency_code":"GBP","in_stock":true},{"title":"NY Law Update 2025 (3 Hour)","offer_id":57927276233048,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"new-york-property-casualty-insurance-continuing-education-courses-e-learning","title":"New York Property \u0026 Casualty Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eNew York Property \u0026amp; Casualty Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eNew York State Department of Financial Services approved online continuing education for property and casualty producers. All courses are DFS-approved (Provider ID# NYPO-103305), with credits reported to the state at no extra charge.\u003c\/p\u003e\n\u003ch2\u003eNew York CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eSingle line of authority:\u003c\/strong\u003e 15 hours of CE every two-year term.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eHolding both Life\/Health and Property\/Casualty:\u003c\/strong\u003e 30 hours, being 15 in each line — unless you take bridge-approved courses, in which case 15 hours can satisfy both.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNewly licensed:\u003c\/strong\u003e no CE is required between initial certification and your first renewal.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eTwo Rules That Catch People Out\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eYou can never repeat a course.\u003c\/strong\u003e Once a course has been completed for CE credit in New York, it can never be used again — not in a later term, not ever. Keep a record of what you have taken, because the responsibility for avoiding a repeat is yours.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eExcess hours do not carry over.\u003c\/strong\u003e Unlike most states, anything above the 15 or 30 hours is simply lost at the end of the term.\u003c\/p\u003e\n\u003ch2\u003eMandatory Topics Since April 2022 — P\u0026amp;C Has Extra Ones\u003c\/h2\u003e\n\u003cp\u003eLicensees renewing on or after 1 April 2022 must include specific subjects within their hours: at least 1 hour of insurance law, 1 hour of ethics and professionalism, and 1 hour of diversity, inclusion and elimination of bias. Property and casualty licensees must add at least 1 hour of flood insurance instruction, and anyone selling flood through the NFIP must complete 3 hours of enhanced flood instruction.\u003c\/p\u003e\n\u003ch2\u003eThe Flood Course Does Not Bridge\u003c\/h2\u003e\n\u003cp\u003eThis is the detail most likely to cost you. Bridge courses normally let a dually licensed producer satisfy both lines with a single 15 hours — but under the 2022 change, bridge courses no longer satisfy the enhanced flood requirement. If you sell flood through the NFIP, the 3-hour Enhanced Flood course must be taken as a standalone in addition, whatever else you have completed.\u003c\/p\u003e\n\u003ch2\u003eRenewal, Deadlines and Reporting\u003c\/h2\u003e\n\u003cp\u003eLicences run two years and expire on your birth date, in odd or even years according to your birth year. Public adjusters are the exception, expiring 31 December in even-numbered years. Exams are closed-book, 70% to pass, unlimited retakes. Credits must be reported within 30 days of completion with your full licence number. Keep your original certificate.\u003c\/p\u003e\n\u003cp\u003eNon-resident producers are exempt from the general requirement if their home state has a CE requirement and they remain in good standing there. There is no CE requirement for renewing Independent Adjuster, Reinsurance Intermediary, Mortgage Guarantee or Bail Bond licences.\u003c\/p\u003e\n\u003ch2\u003eAvailable New York Property \u0026amp; Casualty CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-york-insurance-continuing-education\/ny-15-hr-property-casualty-review-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e15 Hour Property and Casualty Review — full renewal including the mandatory topics, approval #NYCS-273201\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-york-insurance-continuing-education\/ny-3-hr-enhanced-flood-insurance-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Enhanced Flood Insurance — standalone NFIP requirement, approval #NYCS-273199\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-york-insurance-continuing-education\/ny-law-update-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eNY Law Update 2025 (3 Hour) — insurance law, ethics and professionalism, and diversity, approval #NYCS-280276\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider, who reports credits to the state at no additional charge. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"15 Hour Property and Casualty Review","offer_id":57927276364120,"sku":null,"price":20.35,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Enhanced Flood Insurance","offer_id":57927276396888,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true},{"title":"NY Law Update 2025 (3 Hour)","offer_id":57927276429656,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"north-carolina-life-health-insurance-continuing-education-courses-e-learning","title":"North Carolina Life \u0026 Health Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eNorth Carolina Life \u0026amp; Health Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eNorth Carolina Department of Insurance approved online continuing education for life, accident and health producers. All courses are NCDOI-approved (Provider ID# 10017514), with credits reported to the state at no extra charge.\u003c\/p\u003e\n\u003ch2\u003eNorth Carolina CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eProducers and adjusters:\u003c\/strong\u003e 24 hours biennially, of which 3 hours must be ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMultiple lines:\u003c\/strong\u003e 24 hours total regardless of how many licences you hold. North Carolina is not licence-type specific — you may take approved courses in any line.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eIndustry meetings:\u003c\/strong\u003e up to 4 hours per term may come from approved professional or national industry organisation meetings. The rest must be formal coursework.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCarry-over:\u003c\/strong\u003e excess hours carry into the next term, but ethics and flood hours carry as general credit only, so both must be retaken each cycle.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eMiss the Deadline and You Have Four Months\u003c\/h2\u003e\n\u003cp\u003eLicences expire at the end of your birth month, in odd or even years according to your birth year. Life, accident and health, property, casualty, personal lines, variable, Medicare supplement and long-term care licences renew automatically provided CE is met.\u003c\/p\u003e\n\u003cp\u003eIf you miss the deadline the licence expires. You then have four months to complete the outstanding hours and pay a $75 reinstatement fee. Past four months, you must sit pre-licensing and the state exam again to get a new licence — which is why this deadline is worth taking seriously.\u003c\/p\u003e\n\u003ch2\u003eLong-Term Care Training\u003c\/h2\u003e\n\u003cp\u003eSelling LTC insurance requires an 8-hour certification before you can transact, then 4 hours of ongoing training every other term. Both count toward your regular 24 hours for the term in which they are completed. Note that LTC training must be maintained even if you hold a military or long-term illness exemption from general CE.\u003c\/p\u003e\n\u003ch2\u003eExam Rules\u003c\/h2\u003e\n\u003cp\u003eOnline courses require a closed-book exam at 70% to pass, with unlimited retakes, and no monitor. Self-study courses do require an impartial monitor — not a family member and not anyone with a financial stake in the result. In-person and webinar courses need no exam at all, just attendance.\u003c\/p\u003e\n\u003ch2\u003eReporting\u003c\/h2\u003e\n\u003cp\u003eCompletion must be reported within 15 days using your NPN. NCDOI charges a roster fee of $2.05 per credit hour, which the provider includes in the course price rather than charging separately — $49.20 on a 24-hour course, $6.15 on a 3-hour one.\u003c\/p\u003e\n\u003ch2\u003eAvailable North Carolina Life \u0026amp; Health CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-carolina-insurance-continuing-education\/nc-24-hour-life-and-health-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Life and Health Review with Ethics — full renewal, approval #214487\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-carolina-insurance-continuing-education\/nc-8-hour-initial-ltc-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e8 Hour Initial Long-Term Care Course — approval #221241\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-carolina-insurance-continuing-education\/nc-4-hr-ltc-ongoing-ce?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e4 Hour Long-Term Care Ongoing CE — approval #221505\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-carolina-insurance-continuing-education\/nc-3-hour-ethics-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Review — approval #214485\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider and include the state roster fee. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"24 Hour Life and Health Review with Ethics","offer_id":57927277052248,"sku":null,"price":65.65,"currency_code":"GBP","in_stock":true},{"title":"8 Hour Initial Long-Term Care Course","offer_id":57927277085016,"sku":null,"price":24.6,"currency_code":"GBP","in_stock":true},{"title":"4 Hour Long-Term Care Ongoing CE","offer_id":57927277117784,"sku":null,"price":19.42,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Review","offer_id":57927277150552,"sku":null,"price":15.61,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"north-carolina-property-casualty-insurance-continuing-education-courses-e-learning","title":"North Carolina Property \u0026 Casualty Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eNorth Carolina Property \u0026amp; Casualty Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eNorth Carolina Department of Insurance approved online continuing education for property, casualty and personal lines producers and adjusters. All courses are NCDOI-approved (Provider ID# 10017514), with credits reported to the state at no extra charge.\u003c\/p\u003e\n\u003ch2\u003eNorth Carolina CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eProducers and adjusters:\u003c\/strong\u003e 24 hours biennially, of which 3 hours must be ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMultiple lines:\u003c\/strong\u003e 24 hours total regardless of how many licences you hold. North Carolina is not licence-type specific.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eIndustry meetings:\u003c\/strong\u003e up to 4 hours per term may come from approved professional or national industry organisation meetings.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCarry-over:\u003c\/strong\u003e excess hours carry into the next term, but ethics and flood hours carry as general credit only.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eThe Flood Requirement Runs on a Four-Year Cycle\u003c\/h2\u003e\n\u003cp\u003eAll adjusters and property, casualty and personal lines producers must complete NFIP flood certification training before selling flood products, then retake it every other term — a four-year cycle, not two. It counts toward your 24 hours in the term you take it.\u003c\/p\u003e\n\u003cp\u003eThis is why the course choice below matters. The 24 Hour Property and Casualty Review does \u003cstrong\u003enot\u003c\/strong\u003e include NFIP. If your flood requirement falls due this cycle, take the 27 Hour Property and Casualty with NFIP instead, which bundles 3 hours of ethics and 3 hours of NFIP into a single 27-hour package. Buying the 24-hour course and discovering you needed flood is an expensive mistake.\u003c\/p\u003e\n\u003ch2\u003eMiss the Deadline and You Have Four Months\u003c\/h2\u003e\n\u003cp\u003eLicences expire at the end of your birth month, in odd or even years according to your birth year. Property, casualty and personal lines licences renew automatically provided CE is met. Miss the deadline and the licence expires; you then have four months to complete the hours and pay a $75 reinstatement fee. Past four months, you must sit pre-licensing and the state exam again.\u003c\/p\u003e\n\u003ch2\u003eExam Rules\u003c\/h2\u003e\n\u003cp\u003eOnline courses require a closed-book exam at 70% to pass, with unlimited retakes, and no monitor. Self-study courses do require an impartial monitor — not a family member and not anyone with a financial stake in the result. In-person and webinar courses need no exam, just attendance.\u003c\/p\u003e\n\u003ch2\u003eReporting\u003c\/h2\u003e\n\u003cp\u003eCompletion must be reported within 15 days using your NPN. NCDOI charges a roster fee of $2.05 per credit hour, which the provider includes in the course price — $55.35 on the 27-hour package, $49.20 on 24 hours, $6.15 on 3 hours.\u003c\/p\u003e\n\u003ch2\u003eAvailable North Carolina Property \u0026amp; Casualty CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-carolina-insurance-continuing-education\/nc-27-hour-property-and-casualty-nfip?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e27 Hour Property and Casualty with NFIP — full renewal plus ethics and flood in one package\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-carolina-insurance-continuing-education\/nc-24-hour-property-and-casualty-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Property and Casualty Review — includes ethics, no NFIP, approval #214488\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-carolina-insurance-continuing-education\/nc-3-hour-nfip-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour NFIP Course — mandatory flood certification, also counts as 3 general hours, approval #219892\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/north-carolina-insurance-continuing-education\/nc-3-hour-ethics-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Review — approval #214485\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider and include the state roster fee. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"27 Hour Property and Casualty with NFIP","offer_id":57927277412696,"sku":null,"price":73.86,"currency_code":"GBP","in_stock":true},{"title":"24 Hour Property and Casualty Review (no NFIP)","offer_id":57927277445464,"sku":null,"price":65.65,"currency_code":"GBP","in_stock":true},{"title":"3 Hour NFIP Flood Course","offer_id":57927277478232,"sku":null,"price":15.61,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Review","offer_id":57927277511000,"sku":null,"price":15.61,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"georgia-life-health-insurance-continuing-education-courses-e-learning","title":"Georgia Life \u0026 Health Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eGeorgia Life \u0026amp; Health Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eGeorgia Office of Insurance and Safety Fire Commissioner approved online continuing education for life, accident and health producers. Approved provider ID# 181313, listed on Sircon as At Your Pace Online, with completions reported to Sircon on your behalf.\u003c\/p\u003e\n\u003ch2\u003eGeorgia CE Requirements — Hours Depend on Experience\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eLicensed under 20 years:\u003c\/strong\u003e 24 hours every two years, including 3 hours of ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLicensed 20 years or more:\u003c\/strong\u003e 20 hours every two years, including 3 hours of ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProfessional designations:\u003c\/strong\u003e holders of CPCU, CLU, FLMI, CIC, CEBS, ChFC, AAI, CFP, CRM or CISR, or a BBA in Risk Management and Insurance from an accredited college, need only 12 hours including 3 of ethics. Proof of designation must be submitted.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUniversal Claims Certification holders\u003c\/strong\u003e are exempt from CE entirely, as are agents holding a current non-active licence.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eCE may be completed in any area for which you are licensed — Georgia is not line-restrictive.\u003c\/p\u003e\n\u003ch2\u003eA 12-Hour Daily Cap\u003c\/h2\u003e\n\u003cp\u003eGeorgia limits students to no more than 12 hours of continuing education per day. That is why the courses below are built as 12-hour blocks rather than a single 24-hour package: two 12-hour courses on separate days is the practical route to a full renewal. Leaving it to the last day will not work.\u003c\/p\u003e\n\u003ch2\u003eCarry-Over and Repeats\u003c\/h2\u003e\n\u003cp\u003eExcess hours carry into the next period, but no more than 50% of the next period's requirement may be met that way. Excess ethics hours carry as general credit only, so the 3-hour ethics requirement must be met afresh each term. A course cannot be repeated for credit within a licensing period, though it may be retaken after renewal for the following one.\u003c\/p\u003e\n\u003ch2\u003eExams Must Be Proctored\u003c\/h2\u003e\n\u003cp\u003eAll Georgia CE exams are closed-book and require an impartial proctor to be present — not a family member and not anyone with a financial interest in the outcome. Pass mark is 70%, with unlimited retakes. This is stricter than most states and worth arranging before you start.\u003c\/p\u003e\n\u003ch2\u003eMissing the Deadline Gets Expensive Quickly\u003c\/h2\u003e\n\u003cp\u003eLicences expire on the last day of your birth month every other year. Late renewal is possible within 15 days for a fee. Beyond that you need late renewal reinstatement plus a $150 penalty. Six months or more after expiry you must also submit electronic fingerprints; more than a year after, you reapply for the licence from scratch.\u003c\/p\u003e\n\u003ch2\u003eAnnuity and Long-Term Care\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eAnnuities:\u003c\/strong\u003e a one-time 4-hour Annuity Suitability course before selling, soliciting or negotiating annuity products. A similar course completed in another state satisfies this.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLong-term care:\u003c\/strong\u003e an initial 8-hour course, then 4 hours every licensing period. If you have taken another state's LTC partnership course, up to 6 of the initial 8 hours may be credited, but you must still complete a 2-hour Georgia-specific Medicaid course.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eAvailable Georgia Life \u0026amp; Health CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/georgia-insurance-continuing-education\/ga-life-health-review-with-ethics-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e12 Hour Life and Health Review with Ethics — 3 hours ethics plus 9 hours content, approval #72815\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/georgia-insurance-continuing-education\/ga-12-hour-life-health-review-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e12 Hour Life and Health Review — 12 hours general content, approval #72768\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/georgia-insurance-continuing-education\/ga-initial-ltc-certification-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e8 Hour Initial Long-Term Care Course — includes Georgia Medicaid, approval #73092\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/georgia-insurance-continuing-education\/ga-ltc-ongoing-ce-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e4 Hour Long-Term Care Ongoing CE — approval #73096\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/georgia-insurance-continuing-education\/ga-3-hour-ethics-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Review — all lines, approval #62042\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider, with no hidden fees at checkout. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"12 Hour Life and Health Review with Ethics","offer_id":57927278035288,"sku":null,"price":21.7,"currency_code":"GBP","in_stock":true},{"title":"12 Hour Life and Health Review","offer_id":57927278068056,"sku":null,"price":21.7,"currency_code":"GBP","in_stock":true},{"title":"8 Hour Initial Long-Term Care Course","offer_id":57927278100824,"sku":null,"price":12.45,"currency_code":"GBP","in_stock":true},{"title":"4 Hour Long-Term Care Ongoing CE","offer_id":57927278133592,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Review","offer_id":57927278166360,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"georgia-property-casualty-insurance-continuing-education-courses-e-learning","title":"Georgia Property \u0026 Casualty Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eGeorgia Property \u0026amp; Casualty Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eGeorgia Office of Insurance and Safety Fire Commissioner approved online continuing education for property, casualty and personal lines producers and adjusters. Approved provider ID# 181313, listed on Sircon as At Your Pace Online, with completions reported to Sircon on your behalf.\u003c\/p\u003e\n\u003ch2\u003eGeorgia CE Requirements — Hours Depend on Experience\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eLicensed under 20 years:\u003c\/strong\u003e 24 hours every two years, including 3 hours of ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLicensed 20 years or more:\u003c\/strong\u003e 20 hours every two years, including 3 hours of ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProfessional designations:\u003c\/strong\u003e holders of CPCU, CLU, FLMI, CIC, CEBS, ChFC, AAI, CFP, CRM or CISR, or a BBA in Risk Management and Insurance, need only 12 hours including 3 of ethics.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eA 12-Hour Daily Cap\u003c\/h2\u003e\n\u003cp\u003eGeorgia limits students to no more than 12 hours of continuing education per day. That is why the courses below are 12-hour blocks rather than a single 24-hour package — two courses across separate days is the practical route to a full renewal.\u003c\/p\u003e\n\u003ch2\u003eSpecial Rules for Adjusters and Limited Licences\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eWorkers' compensation adjuster only:\u003c\/strong\u003e 20 hours, either specifically in property and casualty lines or through the State Workers' Compensation Board. No ethics required.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWorkers' compensation adjuster plus other lines:\u003c\/strong\u003e either meet the standard requirement in property and casualty lines, or complete 10 of your hours through the Workers' Compensation Board.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLimited subagent only:\u003c\/strong\u003e 10 hours in the licence type held, no ethics required.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCombination licences:\u003c\/strong\u003e only 5 hours in a limited subagent subject area may count toward the total.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eFlood Training\u003c\/h2\u003e\n\u003cp\u003eIf you are licensed for property covered under the National Flood Insurance Program, a one-time 3-hour NFIP course is required before selling flood products. Those hours do count toward your general CE requirement. Training completed in any state where you are licensed satisfies this.\u003c\/p\u003e\n\u003ch2\u003eExams Must Be Proctored\u003c\/h2\u003e\n\u003cp\u003eAll Georgia CE exams are closed-book and require an impartial proctor to be present — not a family member and not anyone with a financial interest in the outcome. Pass mark is 70%, with unlimited retakes. Stricter than most states, and worth arranging before you start.\u003c\/p\u003e\n\u003ch2\u003eMissing the Deadline Gets Expensive Quickly\u003c\/h2\u003e\n\u003cp\u003eLicences expire on the last day of your birth month every other year. Late renewal is possible within 15 days for a fee. Beyond that you need late renewal reinstatement plus a $150 penalty. Six months or more after expiry you must also submit electronic fingerprints; more than a year after, you reapply from scratch.\u003c\/p\u003e\n\u003ch2\u003eCarry-Over and Repeats\u003c\/h2\u003e\n\u003cp\u003eExcess hours carry into the next period, capped at 50% of that period's requirement. Excess ethics hours carry as general credit only. A course cannot be repeated for credit within a licensing period.\u003c\/p\u003e\n\u003ch2\u003eAvailable Georgia Property \u0026amp; Casualty CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/georgia-insurance-continuing-education\/ga-12-hour-property-casualty-with-ethics-review-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e12 Hour Property and Casualty Review with Ethics — 3 hours ethics plus 9 hours content, approval #73546\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/georgia-insurance-continuing-education\/ga-12-hour-property-casualty-review-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e12 Hour Property and Casualty Review — 12 hours general content, approval #72767\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/georgia-insurance-continuing-education\/ga-3hr-nfip-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour NFIP Review — one-time flood certification, approval #73852\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/georgia-insurance-continuing-education\/ga-3-hour-ethics-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Review — all lines, approval #62042\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider, with no hidden fees at checkout. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"12 Hour Property and Casualty Review with Ethics","offer_id":57927278395736,"sku":null,"price":21.7,"currency_code":"GBP","in_stock":true},{"title":"12 Hour Property and Casualty Review","offer_id":57927278428504,"sku":null,"price":21.7,"currency_code":"GBP","in_stock":true},{"title":"3 Hour NFIP Flood Review","offer_id":57927278461272,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Review","offer_id":57927278494040,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"ohio-life-health-insurance-continuing-education-courses-e-learning","title":"Ohio Life \u0026 Health Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eOhio Life \u0026amp; Health Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eOhio Department of Insurance approved online continuing education for life, accident and health producers. Approved provider ID# 4139, with completions reported to the state within five days and no additional reporting fees.\u003c\/p\u003e\n\u003ch2\u003eOhio CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eProducers:\u003c\/strong\u003e 24 hours every two years, of which at least 3 must be ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMultiple lines:\u003c\/strong\u003e 24 hours total regardless of how many lines you hold, and courses may be taken in any approved line of authority.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTitle producers:\u003c\/strong\u003e 10 hours. \u003cstrong\u003eSurety bail producers:\u003c\/strong\u003e 14 hours.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNo requirement at all\u003c\/strong\u003e for adjusters, title agents and service representatives, or for producers holding only a limited line of authority.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eRenewal Is Not Automatic\u003c\/h2\u003e\n\u003cp\u003eUnlike several other states, Ohio requires you to apply for renewal — it does not happen by itself. All CE hours must be submitted to the state and approved before you can renew. Providers have up to 15 days to submit, so confirm your hours have posted on the NAIC site before applying rather than assuming.\u003c\/p\u003e\n\u003cp\u003eLicences expire on the last day of your birth month every two years, based on the date first issued.\u003c\/p\u003e\n\u003ch2\u003eThe Long-Term Care Trap\u003c\/h2\u003e\n\u003cp\u003eOhio treats LTC training differently from most states. The initial 8-hour course counts toward your 24 hours, but the ongoing 4-hour LTC course taken each renewal period \u003cstrong\u003edoes not\u003c\/strong\u003e count toward the overall 24-hour requirement. Budget for it as an addition, not a component.\u003c\/p\u003e\n\u003cp\u003eLTC training is federally mandated and applies even to producers otherwise exempt from CE. Non-residents exempt through out-of-state licensure may complete the equivalent course in their home state.\u003c\/p\u003e\n\u003ch2\u003eAnnuity Training\u003c\/h2\u003e\n\u003cp\u003eAgents with a Life or Variable Annuity line who intend to sell annuities must complete a one-time 4-hour Annuity Best Interest course beforehand. These credits do count toward the 24 hours. Anyone who completed an annuity course before 14 February 2021 could satisfy the update with either a new 4-hour course or a one-hour top-up.\u003c\/p\u003e\n\u003ch2\u003eCarry-Over, Repeats and Exams\u003c\/h2\u003e\n\u003cp\u003eUp to 12 excess hours carry into the next period as general credits, so ethics must be completed afresh every term. A course may only be taken once per licensing period, though it can be retaken after renewal for the following one. Exams are closed-book at 70% to pass with unlimited retakes, and Ohio does not require a monitor — one of the more straightforward states in that respect.\u003c\/p\u003e\n\u003cp\u003eKeep your completion certificates for at least three years in case of audit.\u003c\/p\u003e\n\u003ch2\u003eAvailable Ohio Life \u0026amp; Health CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/ohio-insurance-continuing-education\/oh-24-hour-life-and-health-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Life \u0026amp; Health Package with Ethics — full renewal, 21 hours content plus 3 hours ethics\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/ohio-insurance-continuing-education\/oh-21-hour-life-and-health-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e21 Hour Life and Health Review — approval #70085\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/ohio-insurance-continuing-education\/oh-8-hour-long-term-care-initial-certification?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e8 Hour Initial Long-Term Care Course — approval #78096\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/ohio-insurance-continuing-education\/oh-4-hour-annuity-best-interest?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e4 Hour Annuity Best Interest — approval #68703\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/ohio-insurance-continuing-education\/oh-4-hour-long-term-care-ongoing-ce?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e4 Hour Long-Term Care Ongoing CE — approval #78299\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/ohio-insurance-continuing-education\/oh-3-hour-ethics-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Review — all lines, approval #70086\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider, with no additional reporting fees. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"24 Hour Life \u0026 Health Package with Ethics","offer_id":57927279575384,"sku":null,"price":32.55,"currency_code":"GBP","in_stock":true},{"title":"21 Hour Life and Health Review","offer_id":57927279608152,"sku":null,"price":28.48,"currency_code":"GBP","in_stock":true},{"title":"8 Hour Initial Long-Term Care Course","offer_id":57927279640920,"sku":null,"price":12.45,"currency_code":"GBP","in_stock":true},{"title":"4 Hour Annuity Best Interest","offer_id":57927279673688,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"4 Hour Long-Term Care Ongoing CE","offer_id":57927279706456,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Review","offer_id":57927279739224,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"ohio-property-casualty-insurance-continuing-education-courses-e-learning","title":"Ohio Property \u0026 Casualty Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eOhio Property \u0026amp; Casualty Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eOhio Department of Insurance approved online continuing education for property and casualty producers. Approved provider ID# 4139, with completions reported to the state within five days and no additional reporting fees.\u003c\/p\u003e\n\u003ch2\u003eOhio CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eProducers:\u003c\/strong\u003e 24 hours every two years, of which at least 3 must be ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMultiple lines:\u003c\/strong\u003e 24 hours total regardless of how many lines you hold, and courses may be taken in any approved line of authority.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTitle producers:\u003c\/strong\u003e 10 hours. \u003cstrong\u003eSurety bail producers:\u003c\/strong\u003e 14 hours.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNo requirement at all\u003c\/strong\u003e for adjusters, title agents and service representatives, or for producers holding only a limited line of authority.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eRenewal Is Not Automatic\u003c\/h2\u003e\n\u003cp\u003eUnlike several other states, Ohio requires you to apply for renewal — it does not happen by itself. All CE hours must be submitted to the state and approved before you can renew. Providers have up to 15 days to submit, so confirm your hours have posted on the NAIC site before applying rather than assuming.\u003c\/p\u003e\n\u003cp\u003eLicences expire on the last day of your birth month every two years, based on the date first issued.\u003c\/p\u003e\n\u003ch2\u003eFlood Training\u003c\/h2\u003e\n\u003cp\u003eProducers selling National Flood Insurance Program policies must complete a one-time 3-hour flood course. New licensees must complete flood training before their first CE compliance date, not merely before their first sale.\u003c\/p\u003e\n\u003ch2\u003eCarry-Over, Repeats and Exams\u003c\/h2\u003e\n\u003cp\u003eUp to 12 excess hours carry into the next period as general credits, so ethics must be completed afresh every term. A course may only be taken once per licensing period, though it can be retaken after renewal for the following one. Exams are closed-book at 70% to pass with unlimited retakes, and Ohio does not require a monitor — one of the more straightforward states in that respect.\u003c\/p\u003e\n\u003cp\u003eKeep your completion certificates for at least three years in case of audit.\u003c\/p\u003e\n\u003ch2\u003eNon-Residents\u003c\/h2\u003e\n\u003cp\u003eNon-resident producers in compliance with their home state's CE requirements are considered compliant in Ohio. However, non-residents from states with no long-term care or annuity CE requirement must complete those specific courses in Ohio regardless.\u003c\/p\u003e\n\u003ch2\u003eAvailable Ohio Property \u0026amp; Casualty CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/ohio-insurance-continuing-education\/oh-24-hour-property-and-casualty-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Property \u0026amp; Casualty Package with Ethics — full renewal, 21 hours content plus 3 hours ethics\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/ohio-insurance-continuing-education\/oh-21-hour-property-and-casualty-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e21 Hour Property and Casualty Review — approval #70083\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/ohio-insurance-continuing-education\/oh-3-hour-nfip-certification-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour NFIP Certification Course — one-time flood requirement, approval #76698\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/ohio-insurance-continuing-education\/oh-3-hour-ethics-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Review — all lines, approval #70086\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider, with no additional reporting fees. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"24 Hour Property \u0026 Casualty Package with Ethics","offer_id":57927279903064,"sku":null,"price":32.55,"currency_code":"GBP","in_stock":true},{"title":"21 Hour Property and Casualty Review","offer_id":57927279935832,"sku":null,"price":28.48,"currency_code":"GBP","in_stock":true},{"title":"3 Hour NFIP Certification Course","offer_id":57927279968600,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Review","offer_id":57927280001368,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"michigan-life-health-insurance-continuing-education-courses-e-learning","title":"Michigan Life \u0026 Health Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eMichigan Life \u0026amp; Health Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eMichigan Department of Insurance and Financial Services approved online continuing education for life, accident and health producers. Approved provider ID# 0991, with completions reported to the state and no hidden fees.\u003c\/p\u003e\n\u003ch2\u003eMichigan CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eResident producers and solicitors:\u003c\/strong\u003e 24 hours per review period, including 3 hours of ethics. The remaining 21 hours may be taken in any line of authority.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCarry-over:\u003c\/strong\u003e up to 12 excess hours apply to the following term, but ethics hours carry as general credit only.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRepeats:\u003c\/strong\u003e a course counts once per two-year term. Retaking it earns no further credit.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNo requirement\u003c\/strong\u003e for limited life, crop-hail, travel and baggage, title, credit products, or limited lines property and casualty.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eYour Review Date Is the First Day of Your Birth Month\u003c\/h2\u003e\n\u003cp\u003eNot the last day, as in most states — Michigan uses the first, in odd or even years according to your birth year. Your first review date is printed in the lower left-hand corner of your licence, and must allow at least 12 months; if it would fall sooner, it is pushed to the next review date two years later.\u003c\/p\u003e\n\u003cp\u003eLicences are perpetual as long as CE is met by each review date, so there is no renewal application to file.\u003c\/p\u003e\n\u003ch2\u003eMiss It and Your Licence Is Suspended, Not Just Late\u003c\/h2\u003e\n\u003cp\u003eFail to complete CE on time and your licence is suspended for 90 days or until you comply. During suspension you may continue servicing existing customers but cannot transact any new business. Miss the 90 days and the licence is terminated — reinstatement within a year means completing the CE, reapplying for licensure and paying the fees again.\u003c\/p\u003e\n\u003cp\u003eIn both cases every carrier you are appointed with is notified of your status.\u003c\/p\u003e\n\u003ch2\u003eExams Must Be Proctored\u003c\/h2\u003e\n\u003cp\u003eMichigan requires an impartial proctor with no financial interest in your result to monitor every closed-book final exam. Pass mark is 70% with unlimited retakes. Arrange the proctor before you start rather than at the end.\u003c\/p\u003e\n\u003ch2\u003eAnnuity and Long-Term Care\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eAnnuities:\u003c\/strong\u003e producers licensed on or after 29 June 2021 must complete a one-time 4-hour Best Interest training course before selling annuities. Those licensed earlier could satisfy it with either the 4-hour course or a one-hour top-up.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLong-term care:\u003c\/strong\u003e a one-time 8-hour course before selling LTC, then 4 hours each subsequent term. Unlike Ohio, these hours do count toward your total CE for the period.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eNon-Residents\u003c\/h2\u003e\n\u003cp\u003eMichigan is reciprocal with all other states. Comply with your home state's CE requirements and you automatically comply with Michigan's.\u003c\/p\u003e\n\u003ch2\u003eAvailable Michigan Life \u0026amp; Health CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/michigan-insurance-continuing-education\/mi-24-hour-life-and-health-package?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Life and Health Course with Ethics — full renewal, 21 hours content plus 3 hours ethics\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/michigan-insurance-continuing-education\/mi-3-hour-ethics-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Review — all lines\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider and include the state reporting fee. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"24 Hour Life and Health Course with Ethics","offer_id":57927280787800,"sku":null,"price":46.71,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Review","offer_id":57927280820568,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"michigan-property-casualty-insurance-continuing-education-courses-e-learning","title":"Michigan Property \u0026 Casualty Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eMichigan Property \u0026amp; Casualty Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eMichigan Department of Insurance and Financial Services approved online continuing education for property and casualty producers. Approved provider ID# 0991, with completions reported to the state and no hidden fees.\u003c\/p\u003e\n\u003ch2\u003eMichigan CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eResident producers and solicitors:\u003c\/strong\u003e 24 hours per review period, including 3 hours of ethics. The remaining 21 hours may be taken in any line of authority.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCarry-over:\u003c\/strong\u003e up to 12 excess hours apply to the following term, but ethics hours carry as general credit only.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRepeats:\u003c\/strong\u003e a course counts once per two-year term. Retaking it earns no further credit.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNo requirement\u003c\/strong\u003e for limited life, crop-hail, travel and baggage, title, credit products, or limited lines property and casualty.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eYour Review Date Is the First Day of Your Birth Month\u003c\/h2\u003e\n\u003cp\u003eNot the last day, as in most states — Michigan uses the first, in odd or even years according to your birth year. Your first review date is printed in the lower left-hand corner of your licence, and must allow at least 12 months; if it would fall sooner, it is pushed to the next review date two years later.\u003c\/p\u003e\n\u003cp\u003eLicences are perpetual as long as CE is met by each review date, so there is no renewal application to file.\u003c\/p\u003e\n\u003ch2\u003eMiss It and Your Licence Is Suspended, Not Just Late\u003c\/h2\u003e\n\u003cp\u003eFail to complete CE on time and your licence is suspended for 90 days or until you comply. During suspension you may continue servicing existing customers but cannot transact any new business. Miss the 90 days and the licence is terminated — reinstatement within a year means completing the CE, reapplying for licensure and paying the fees again.\u003c\/p\u003e\n\u003cp\u003eIn both cases every carrier you are appointed with is notified of your status.\u003c\/p\u003e\n\u003ch2\u003eExams Must Be Proctored\u003c\/h2\u003e\n\u003cp\u003eMichigan requires an impartial proctor with no financial interest in your result to monitor every closed-book final exam. Pass mark is 70% with unlimited retakes. Arrange the proctor before you start rather than at the end.\u003c\/p\u003e\n\u003ch2\u003eFlood Training\u003c\/h2\u003e\n\u003cp\u003eA one-time three-hour course is required before selling flood insurance, meeting FEMA and National Flood Insurance Program requirements.\u003c\/p\u003e\n\u003ch2\u003eNon-Residents\u003c\/h2\u003e\n\u003cp\u003eMichigan is reciprocal with all other states. Comply with your home state's CE requirements and you automatically comply with Michigan's.\u003c\/p\u003e\n\u003ch2\u003eAvailable Michigan Property \u0026amp; Casualty CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/michigan-insurance-continuing-education\/mi-24-hour-property-and-casualty-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Property and Casualty Course with Ethics — full renewal including 3 hours ethics\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/michigan-insurance-continuing-education\/mi-3-hour-ethics-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Review — all lines\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider and include the state reporting fee. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"24 Hour Property and Casualty Course with Ethics","offer_id":57927280984408,"sku":null,"price":46.71,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Review","offer_id":57927281017176,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"new-jersey-life-health-insurance-continuing-education-courses-e-learning","title":"New Jersey Life \u0026 Health Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eNew Jersey Life \u0026amp; Health Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eNew Jersey Department of Banking and Insurance approved online continuing education for life, health and annuity producers. Approved provider ID# 30445, listed on the state's Approved Insurance Education Providers list as At Your Pace Online.\u003c\/p\u003e\n\u003ch2\u003eNew Jersey CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eResident producers:\u003c\/strong\u003e 24 hours per two-year term, of which at least 3 must be ethics. The remaining hours may be taken in any approved line of authority.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eResident adjusters:\u003c\/strong\u003e 15 hours of adjuster-specific coursework per renewal period.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRepeats:\u003c\/strong\u003e a course counts once per renewal period, but may be retaken for credit in a later one.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eNothing Carries Over — Plan Accordingly\u003c\/h2\u003e\n\u003cp\u003eNew Jersey does not allow excess CE hours to carry from one biennium to the next. Anything above 24 is lost. Most states permit 12 or more to roll forward, so if you are used to banking hours, that habit does not work here.\u003c\/p\u003e\n\u003ch2\u003eThe Annuity Rule Changed in April 2025\u003c\/h2\u003e\n\u003cp\u003eNew Jersey adopted revisions to the Suitability in Annuity Transactions Model Regulation. Producers licensed on or after 21 April 2025 must complete a four-hour best interest course. Producers licensed before that date were required to complete a single one-hour course by 21 October 2025. If you sell annuities and have not addressed this, check your position.\u003c\/p\u003e\n\u003ch2\u003eExam Rules Are Format-Dependent\u003c\/h2\u003e\n\u003cp\u003eOnly self-study courses require a monitored exam. Online courses approved by the Department need no monitor — comprehension quizzes at 70% suffice. Classroom and webinar courses are attendance-based with no exam at all. Where a monitor is required, they must have no financial interest in your outcome. Pass mark 70%, unlimited retakes.\u003c\/p\u003e\n\u003ch2\u003eRenewal, Fees and Deadlines\u003c\/h2\u003e\n\u003cp\u003eLicences expire on the last day of your birth month every other year, based on your original licensing year. You may renew within 90 days of expiry once CE is met. The Department sends a courtesy reminder around 30 days out, to your address on file — keeping that current is your responsibility.\u003c\/p\u003e\n\u003cp\u003eProducer renewal is $150, limited line $75, adjusters $50, plus a $20 surcharge for renewing by post. Miss the deadline and you have a 30-day grace period; beyond that you can renew within a year of lapse with a penalty.\u003c\/p\u003e\n\u003cp\u003eCredits must be reported within 30 days. Keep certificates for at least five years.\u003c\/p\u003e\n\u003ch2\u003eLong-Term Care and Flood\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eLong-term care:\u003c\/strong\u003e a one-time 8-hour NAIC-approved course, then 4 hours each renewal period. These hours do count toward your CE total.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFlood:\u003c\/strong\u003e a one-time 3-hour NFIP course, which should be completed in the first renewal period following licence issuance.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eAvailable New Jersey Life \u0026amp; Health CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-24-hour-life-and-health-package?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Life \u0026amp; Health Package with Ethics — 11 hours life, 10 hours health, 3 hours ethics\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-11-hour-life-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e11 Hour Life Review — approval #88904134\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-10-hour-health-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e10 Hour Health Review — approval #88904133\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-8-hour-initial-ltc-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e8 Hour Initial Long-Term Care Course — approval #88907758\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-4-hour-annuity-suitability-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e4 Hour Annuity Best Interest — approval #88907881\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-4-hr-ltc-ongoing-ce?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e4 Hour Long-Term Care Ongoing CE — approval #88907973\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-3-hour-ethics-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Review — all lines, approval #88904132\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"24 Hour Life \u0026 Health Package with Ethics","offer_id":57927291240792,"sku":null,"price":32.55,"currency_code":"GBP","in_stock":true},{"title":"11 Hour Life Review","offer_id":57927291273560,"sku":null,"price":18.53,"currency_code":"GBP","in_stock":true},{"title":"10 Hour Health Review","offer_id":57927291306328,"sku":null,"price":16.3,"currency_code":"GBP","in_stock":true},{"title":"8 Hour Initial Long-Term Care Course","offer_id":57927291339096,"sku":null,"price":12.45,"currency_code":"GBP","in_stock":true},{"title":"4 Hour Annuity Best Interest","offer_id":57927291371864,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"4 Hour Long-Term Care Ongoing CE","offer_id":57927291404632,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Review","offer_id":57927291437400,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"new-jersey-property-casualty-insurance-continuing-education-courses-e-learning","title":"New Jersey Property \u0026 Casualty Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eNew Jersey Property \u0026amp; Casualty Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eNew Jersey Department of Banking and Insurance approved online continuing education for property and casualty producers and public adjusters. Approved provider ID# 30445, listed on the state's Approved Insurance Education Providers list as At Your Pace Online.\u003c\/p\u003e\n\u003ch2\u003eNew Jersey CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eResident producers:\u003c\/strong\u003e 24 hours per two-year term, of which at least 3 must be ethics. The remaining hours may be taken in any approved line of authority.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eResident adjusters:\u003c\/strong\u003e 15 hours of adjuster-specific coursework per renewal period — a separate requirement with its own approved courses.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRepeats:\u003c\/strong\u003e a course counts once per renewal period, but may be retaken for credit in a later one.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eNothing Carries Over — Plan Accordingly\u003c\/h2\u003e\n\u003cp\u003eNew Jersey does not allow excess CE hours to carry from one biennium to the next. Anything above 24 is lost. Most states permit 12 or more to roll forward, so if you are used to banking hours, that habit does not work here.\u003c\/p\u003e\n\u003ch2\u003eAdjusters Are a Separate Track\u003c\/h2\u003e\n\u003cp\u003ePublic adjusters need 15 hours of adjuster-approved coursework, not the producer's 24. The 15 Hour Adjuster Review below covers that requirement in one course, and the 3 Hour NFIP Review is also adjuster-approved, counting toward adjuster CE as well as satisfying flood certification.\u003c\/p\u003e\n\u003cp\u003eNon-resident public adjusters who meet their home state's public adjuster requirement are deemed compliant in New Jersey.\u003c\/p\u003e\n\u003ch2\u003eExam Rules Are Format-Dependent\u003c\/h2\u003e\n\u003cp\u003eOnly self-study courses require a monitored exam. Online courses approved by the Department need no monitor — comprehension quizzes at 70% suffice. Classroom and webinar courses are attendance-based with no exam at all. Where a monitor is required, they must have no financial interest in your outcome. Pass mark 70%, unlimited retakes.\u003c\/p\u003e\n\u003ch2\u003eRenewal, Fees and Deadlines\u003c\/h2\u003e\n\u003cp\u003eLicences expire on the last day of your birth month every other year, based on your original licensing year. You may renew within 90 days of expiry once CE is met. The Department sends a courtesy reminder around 30 days out, to your address on file.\u003c\/p\u003e\n\u003cp\u003eProducer renewal is $150, limited line $75, adjusters $50, plus a $20 surcharge for renewing by post. Miss the deadline and you have a 30-day grace period; beyond that you can renew within a year of lapse with a penalty.\u003c\/p\u003e\n\u003cp\u003eCredits must be reported within 30 days. Keep certificates for at least five years.\u003c\/p\u003e\n\u003ch2\u003eFlood Training\u003c\/h2\u003e\n\u003cp\u003eResident producers must complete a one-time 3-hour NFIP course covering the minimum training set by FEMA and the National Flood Insurance Program. This should be completed in the first renewal period following licence issuance rather than left until you first sell flood.\u003c\/p\u003e\n\u003ch2\u003eAvailable New Jersey Property \u0026amp; Casualty CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-24-hour-property-and-casualty-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Property \u0026amp; Casualty Package with Ethics — 21 hours core content plus 3 hours ethics\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-21-hour-property-and-casualty-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e21 Hour Property and Casualty Review — approval #88904136\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-15-hour-property-review-adjuster-approved?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e15 Hour Adjuster Review — full public adjuster requirement, approval #88904135\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-3-hour-nfip-review-adjuster-approved?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour NFIP Review (adjuster approved) — approval #88906913\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-3-hour-ethics-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Review — all lines, approval #88904132\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"24 Hour Property \u0026 Casualty Package with Ethics","offer_id":57927291634008,"sku":null,"price":32.55,"currency_code":"GBP","in_stock":true},{"title":"21 Hour Property and Casualty Review","offer_id":57927291666776,"sku":null,"price":28.48,"currency_code":"GBP","in_stock":true},{"title":"15 Hour Adjuster Review","offer_id":57927291699544,"sku":null,"price":22.23,"currency_code":"GBP","in_stock":true},{"title":"3 Hour NFIP Review (Adjuster Approved)","offer_id":57927291732312,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Review","offer_id":57927291765080,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"virginia-life-health-insurance-continuing-education-courses-e-learning","title":"Virginia Life \u0026 Health Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eVirginia Life \u0026amp; Health Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eVirginia Bureau of Insurance approved online continuing education for life, annuities and health licensees. Approved provider ID# 136325, with completions reported to the state at no additional cost.\u003c\/p\u003e\n\u003ch2\u003eVirginia CE Requirements — 16 or 24 Hours?\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eOne licence type:\u003c\/strong\u003e 16 hours, including 3 hours of ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTwo or more licence types:\u003c\/strong\u003e 24 hours, including 3 hours of ethics, with a minimum of 8 hours specific to each licence type held.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eImportant:\u003c\/strong\u003e Life, Annuities and Health count as a \u003cem\u003esingle\u003c\/em\u003e licence for CE purposes. Holding all three still means 16 hours, not 24. It is holding, say, Life and Health plus Property and Casualty that takes you to 24.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eVirginia laws and regulations courses may be used to satisfy the ethics requirement. Excess ethics credits may be applied to your other CE requirements in the same biennium.\u003c\/p\u003e\n\u003ch2\u003eThe 75% Agency Rule\u003c\/h2\u003e\n\u003cp\u003eNo more than 75% of your required credits may come from courses provided by insurance agencies or insurance companies — any of them, not just ones you are associated with. Independent providers are unaffected by this cap.\u003c\/p\u003e\n\u003ch2\u003eLong-Term Care — Miss the Refresher and You Repeat the Whole Course\u003c\/h2\u003e\n\u003cp\u003eThe initial LTC requirement is an 8-hour course including 2 hours of Virginia-specific Partnership content. Then 4 hours every 24 months thereafter. Fail to complete the ongoing 4 hours within 24 months of the initial course and Virginia forfeits recognition of the initial 8-hour course entirely — you have to take it again from scratch.\u003c\/p\u003e\n\u003cp\u003eNon-residents who completed the initial NAIC LTC course elsewhere must still complete 2 hours of Virginia LTC Partnership content.\u003c\/p\u003e\n\u003ch2\u003eAnnuity Training\u003c\/h2\u003e\n\u003cp\u003eAgents licensed on or after 1 September 2021 must complete a one-time 4-hour best interest course before selling annuities. Those licensed before that date who had completed the older 4-hour training were required to add a one-hour best interest top-up by 1 March 2022.\u003c\/p\u003e\n\u003ch2\u003eRenewal and Failure\u003c\/h2\u003e\n\u003cp\u003eLicences run two years, expiring at the end of your birth month in odd or even years according to your birth year. Fail to complete CE on time and the licence is \u003cstrong\u003eterminated\u003c\/strong\u003e — Virginia has no suspension period or grace window. Carry-over of excess credits is only possible if you renewed within the 90-day renewal period.\u003c\/p\u003e\n\u003ch2\u003eExams\u003c\/h2\u003e\n\u003cp\u003eClosed-book, 70% to pass, unlimited retakes. Virginia no longer requires a proctor, which makes it more straightforward than Pennsylvania, Georgia or Michigan.\u003c\/p\u003e\n\u003ch2\u003eReporting Fee\u003c\/h2\u003e\n\u003cp\u003eVirginia charges $2.60 per CE hour for reporting — $20.80 on an 8-hour course, $7.80 on a 3-hour one. The provider includes this in the course price rather than adding it at checkout.\u003c\/p\u003e\n\u003ch2\u003eAvailable Virginia Life \u0026amp; Health CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/virginia-insurance-continuing-education\/va-8-hour-life-and-health-review-with-ethics-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e8 Hour Life and Health Review with Ethics — includes the 3-hour ethics requirement, approval #229591\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/virginia-insurance-continuing-education\/va-8-hour-life-and-health-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e8 Hour Life \u0026amp; Health Review — no ethics included, approval #229590\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/virginia-insurance-continuing-education\/va-8-hour-initial-ltc-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e8 Hour Initial Long-Term Care Course — 6 hours LTC plus 2 hours Virginia LTCP, approval #229541\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/virginia-insurance-continuing-education\/va-4-hour-annuity?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e4 Hour Annuity Best Interest — approval #223335\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/virginia-insurance-continuing-education\/va-4-hr-ltc-ongoing-ce?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e4 Hour Long-Term Care Ongoing CE — approval #228986\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/virginia-insurance-continuing-education\/va-3-hour-ethics-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Review — approval #223271\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider and include the state reporting fee. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"8 Hour Life and Health Review with Ethics","offer_id":57927292223832,"sku":null,"price":27.42,"currency_code":"GBP","in_stock":true},{"title":"8 Hour Life \u0026 Health Review (no ethics)","offer_id":57927292256600,"sku":null,"price":27.42,"currency_code":"GBP","in_stock":true},{"title":"8 Hour Initial Long-Term Care Course","offer_id":57927292289368,"sku":null,"price":27.42,"currency_code":"GBP","in_stock":true},{"title":"4 Hour Annuity Best Interest","offer_id":57927292322136,"sku":null,"price":17.04,"currency_code":"GBP","in_stock":true},{"title":"4 Hour Long-Term Care Ongoing CE","offer_id":57927292354904,"sku":null,"price":17.04,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Review","offer_id":57927292387672,"sku":null,"price":13.86,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"},{"product_id":"virginia-property-casualty-insurance-continuing-education-courses-e-learning","title":"Virginia Property \u0026 Casualty Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eVirginia Property \u0026amp; Casualty Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eVirginia Bureau of Insurance approved online continuing education for property and casualty licensees and public adjusters. Approved provider ID# 136325, with completions reported to the state at no additional cost.\u003c\/p\u003e\n\u003ch2\u003eVirginia CE Requirements — 16 or 24 Hours?\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eOne licence type:\u003c\/strong\u003e 16 hours, including 3 hours of ethics.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTwo or more licence types:\u003c\/strong\u003e 24 hours, including 3 hours of ethics, with a minimum of 8 hours specific to each licence type held.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePublic adjusters:\u003c\/strong\u003e 24 hours including 3 hours of ethics. The other 21 must come from public adjuster, property and casualty, or mitigation courses.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eVirginia laws and regulations courses may be used to satisfy the ethics requirement — but not for public adjusters, who cannot claim credit for insurance laws and regulations or other general insurance courses.\u003c\/p\u003e\n\u003ch2\u003eThe 75% Agency Rule\u003c\/h2\u003e\n\u003cp\u003eNo more than 75% of your required credits may come from courses provided by insurance agencies or insurance companies — any of them, not just ones you are associated with. Independent providers are unaffected by this cap.\u003c\/p\u003e\n\u003ch2\u003eRenewal and Failure\u003c\/h2\u003e\n\u003cp\u003eLicences run two years, expiring at the end of your birth month in odd or even years according to your birth year. Fail to complete CE on time and the licence is \u003cstrong\u003eterminated\u003c\/strong\u003e — Virginia has no suspension period or grace window, unlike Michigan's 90 days or Georgia's 15. Carry-over of excess credits is only possible if you renewed within the 90-day renewal period.\u003c\/p\u003e\n\u003ch2\u003eExams\u003c\/h2\u003e\n\u003cp\u003eClosed-book, 70% to pass, unlimited retakes. Virginia no longer requires a proctor, which makes it more straightforward than Pennsylvania, Georgia or Michigan. The adjuster courses conclude with a 65-question final exam.\u003c\/p\u003e\n\u003ch2\u003eFlood Training\u003c\/h2\u003e\n\u003cp\u003eA one-time 3-hour NFIP course is required before selling flood insurance, meeting FEMA and National Flood Insurance Program standards. Those hours count toward your total CE for the term.\u003c\/p\u003e\n\u003ch2\u003eReporting Fee\u003c\/h2\u003e\n\u003cp\u003eVirginia charges $2.60 per CE hour for reporting — $20.80 on an 8-hour course, $7.80 on a 3-hour one. The provider includes this in the course price rather than adding it at checkout.\u003c\/p\u003e\n\u003ch2\u003eAvailable Virginia Property \u0026amp; Casualty CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/virginia-insurance-continuing-education\/va-8-hour-property-and-casualty-review-with-ethics-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e8 Hour Property and Casualty Review with Ethics — includes the 3-hour ethics requirement, approval #229588\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/virginia-insurance-continuing-education\/va-8-hr-p-and-c?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e8 Hour Property and Casualty Review — no ethics included, approval #229589\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/virginia-insurance-continuing-education\/va-12-hour-adjuster-with-ethics-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e12 Hour Adjuster Course with Ethics — half the adjuster requirement, approval #229606\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/virginia-insurance-continuing-education\/va-12-hour-adjuster-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e12 Hour Adjuster Course — no ethics included, approval #229513\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/virginia-insurance-continuing-education\/va-3-hour-nfip-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour NFIP Review — one-time flood certification, approval #227207\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/virginia-insurance-continuing-education\/va-3-hour-ethics-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Review — approval #223271\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider and include the state reporting fee. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"8 Hour Property and Casualty Review with Ethics","offer_id":57927292649816,"sku":null,"price":27.42,"currency_code":"GBP","in_stock":true},{"title":"8 Hour Property and Casualty Review (no ethics)","offer_id":57927292682584,"sku":null,"price":27.42,"currency_code":"GBP","in_stock":true},{"title":"12 Hour Adjuster Course with Ethics","offer_id":57927292715352,"sku":null,"price":38.53,"currency_code":"GBP","in_stock":true},{"title":"12 Hour Adjuster Course (no ethics)","offer_id":57927292748120,"sku":null,"price":38.53,"currency_code":"GBP","in_stock":true},{"title":"3 Hour NFIP Flood Review","offer_id":57927292780888,"sku":null,"price":13.86,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Review","offer_id":57927292813656,"sku":null,"price":13.86,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020"}],"url":"https:\/\/www.envicourse.com\/collections\/insurance-courses.oembed?page=2","provider":"envicourse.com","version":"1.0","type":"link"}