{"product_id":"20hr-safe-national-mlo-pre-licensing-course-online","title":"20hr SAFE National MLO Pre-Licensing Course Online (E-learning)","description":"\u003ch2\u003e20hr SAFE National MLO Pre-Licensing Course Online\u003c\/h2\u003e\n\u003cp\u003eThis NMLS-approved course (#16623) is the primary educational requirement for becoming a state-licensed Mortgage Loan Originator in the United States. The 20 hours count toward an MLO license in every state.\u003c\/p\u003e\n\u003cp\u003eThe course is delivered entirely online and self-paced, built around pre-recorded narrated video lessons with a full script displayed alongside each clip so learners can read along. Under NMLS rules the 20 hours must be completed within 14 calendar days of starting, though learners can work ahead and study at any hour.\u003c\/p\u003e\n\u003ch2\u003eCourse Structure\u003c\/h2\u003e\n\u003cp\u003eThe 20 hours comprise 3 hours of federal law, 3 hours of ethics, 2 hours of non-traditional mortgage lending and 12 hours of electives, delivered across seven modules.\u003c\/p\u003e\n\u003ch2\u003eCourse Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eAn overview of mortgage lending\u003c\/li\u003e\n\u003cli\u003eRegulatory authorities overseeing the mortgage industry\u003c\/li\u003e\n\u003cli\u003eFederal law including ECOA, TILA, TRID, HMDA, FCRA, FACTA, BSA and anti-money laundering, Gramm-Leach-Bliley, Dodd-Frank and Title XIV\u003c\/li\u003e\n\u003cli\u003eThe SAFE Act and the CSBS\/AARMR Model State Law\u003c\/li\u003e\n\u003cli\u003eGeneral mortgage knowledge, qualified mortgages and conventional conforming and non-conforming products\u003c\/li\u003e\n\u003cli\u003eMortgage loan origination activities, qualification, processing and underwriting\u003c\/li\u003e\n\u003cli\u003eQualifying ratios, appraisals, property title and title insurance, closing and financial calculations\u003c\/li\u003e\n\u003cli\u003eEthics, prohibited acts, fraud detection and mortgage company compliance\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eAssessment\u003c\/h2\u003e\n\u003cp\u003eA short multiple-choice checkpoint quiz closes each of the seven modules, with seven short written assignments spaced throughout. The course ends with a 25-question multiple-choice final exam, which is open book with retakes allowed.\u003c\/p\u003e\n\u003ch2\u003eWhat's Included\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eSAFE MLO Exam Prep course, including 1,000+ practice questions and a 30-page study guide\u003c\/li\u003e\n\u003cli\u003eA downloadable 600-page course e-textbook covering regulations and ethics\u003c\/li\u003e\n\u003cli\u003eA state-specific mortgage law course where the learner's state requires one\u003c\/li\u003e\n\u003cli\u003eNMLS hours reporting, submitted on the learner's behalf against their unique identifier\u003c\/li\u003e\n\u003cli\u003eBonus sales and marketing videos\u003c\/li\u003e\n\u003cli\u003eLive instructor support through the course portal, with responses within one business day\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eAfter the Course\u003c\/h2\u003e\n\u003cp\u003eCompleted hours are reported to the NMLS and appear in the learner's personal NMLS account. The next steps are passing the SAFE MLO Test, submitting fingerprints and a criminal background check, authorising a credit report and filing the MU4 form through the NMLS. A license is typically approved in an inactive status until a sponsoring company activates it.\u003c\/p\u003e\n\u003ch2\u003eEnrol on this Course\u003c\/h2\u003e\n\u003cp\u003eEnrolment, current fees and full course details are handled directly by 24hourEDU.\u003c\/p\u003e\n\u003cp\u003e\u003ca rel=\"sponsored nofollow noopener\" href=\"https:\/\/24houredu.sjv.io\/c\/5469061\/3414681\/45690?subId1=envicourse-20hr-safe-national-mlo\u0026amp;u=https%3A%2F%2F24houredu.com%2Fcourse-information%2F\" target=\"_blank\"\u003eView the 20-hour SAFE National MLO course and enrol\u003c\/a\u003e\u003c\/p\u003e\n\u003ch2\u003eRelated Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/e-learning\"\u003eE-learning courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/short-courses-in-united-states\"\u003eAccredited courses in the United States\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"24HourEDU","offers":[{"title":"Individual","offer_id":58443550589272,"sku":null,"price":189.0,"currency_code":"GBP","in_stock":true},{"title":"Team (multi-seat)","offer_id":58443798544728,"sku":null,"price":189.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/24hourEDU-Logo_b0d0455a-c3bf-44f9-94ce-c74cbcbbdadd.png?v=1789119551","url":"https:\/\/www.envicourse.com\/products\/20hr-safe-national-mlo-pre-licensing-course-online","provider":"envicourse.com","version":"1.0","type":"link"}