{"product_id":"florida-life-health-insurance-continuing-education-courses-e-learning","title":"Florida Life \u0026 Health Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eFlorida Life \u0026amp; Health Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eFlorida Department of Financial Services approved online continuing education for life, health and annuity licensees. All courses are DFS-approved (Provider ID# 370074), reported to the state on your behalf, and completed at your own pace with a printable certificate.\u003c\/p\u003e\n\u003ch2\u003eHow Many Hours Do You Need?\u003c\/h2\u003e\n\u003cp\u003eFlorida is unusual — your requirement depends on how long you have held the licence.\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eLicensed under 6 years:\u003c\/strong\u003e 24 hours, made up of 20 elective hours plus the 4-hour Law and Ethics Update.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLicensed 6 years or more:\u003c\/strong\u003e 20 hours, made up of 16 elective hours plus the 4-hour Law and Ethics Update.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCustomer representatives and similar limited licences:\u003c\/strong\u003e 10 hours including the Law and Ethics Update.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eCheck your position on the MyProfile portal before buying — the 20-hour and 16-hour elective courses are not interchangeable.\u003c\/p\u003e\n\u003ch2\u003eThe Law and Ethics Update Is Licence-Specific\u003c\/h2\u003e\n\u003cp\u003eEvery licensee must take a 4-hour Law and Ethics Update, but the correct version depends on your licence type. Life (2-16, 2-14) takes the 5-214 version, Health (2-40) takes 5-240, Life and Health (2-15, 2-18) takes 5-215. Taking the wrong one will not satisfy the requirement.\u003c\/p\u003e\n\u003ch2\u003eDeadlines, Carry-Over and Repeats\u003c\/h2\u003e\n\u003cp\u003eCE is due every two years by the last day of your birth month. If you have not held the licence for 24 months when the first expiry falls, the initial deadline extends by a year. Miss it by 45 days and DFS issues a Preliminary Notice of Noncompliance and a Settlement Stipulation.\u003c\/p\u003e\n\u003cp\u003eUp to 24 excess hours carry into the next term. You cannot repeat the same course within two years of the original completion date — the provider maintains alternate versions of its courses for this reason. Exams are closed-book, 70% to pass, with unlimited retakes. Keep your certificate for two years.\u003c\/p\u003e\n\u003ch2\u003eAnnuity and Long-Term Care Training\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eAnnuities:\u003c\/strong\u003e since 1 January 2024, producers selling annuities must complete a 4-hour annuity best interest course before selling annuity products.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLong-term care:\u003c\/strong\u003e licensed health agents handling LTC partnership products need an initial 8-hour course, then 4 further hours of LTC CE each licensing term.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eExemptions and Reductions\u003c\/h2\u003e\n\u003cp\u003eLicensed in Florida for 25 years or more may qualify for a reduction in hours. Holders of a Risk Management Insurance degree, or the CPCU or CLU designation, may be able to complete only 10 hours per term including the Law and Ethics Update. Both require an application.\u003c\/p\u003e\n\u003ch2\u003eAvailable Florida Life \u0026amp; Health CE Courses\u003c\/h2\u003e\n\u003ch3\u003eLaw and Ethics Updates (4 hours, licence-specific)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-4-hour-life-health-annuity-law-ethics-update-215-218-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLaw and Ethics Update (215\/218) — Life and Health licences, approval #135338\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-4-hour-health-law-ethics-update-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLaw and Ethics Update (5-240) — Health licences, approval #135339\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-4-hour-life-health-annuity-law-ethics-update-214-216-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLaw and Ethics Update (214\/216) — Life and\/or Annuity licences, approval #135382\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003e20-Hour Elective Courses (licensed under 6 years)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-20-hour-life-health-and-annuities?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e20 Hour Life, Health and Annuities Review — approval #120395\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-20-hour-health?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e20 Hour Health Review — approval #120396\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-life-health-annuity-elective-20-hour-version-b-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLife, Health and Annuity Elective 20 Hour (alternate version) — approval #125117\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-health-elective-20-hour-version-b-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eHealth Elective 20 Hour (alternate version) — approval #125618\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-life-elective-20-hour-version-b-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLife Elective 20 Hour (alternate version) — approval #126232\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003e16-Hour Elective Courses (licensed 6 years or more)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-16-hour-life-and-health?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e16 Hour Life and Health Review — approval #120398\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-life-health-elective-16-hour-version-b-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eLife and Health Elective 16 Hour (alternate version) — approval #125617\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eSpecialist Training\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-8-hour-long-term-care-initial-certification?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e8 Hour Long-Term Care Initial Certification — approval #133102\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-4-hour-long-term-care-ongoing-ce?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e4 Hour Long-Term Care Ongoing CE — approval #96768\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/florida-insurance-continuing-education\/fl-4-hour-annuity-suitability?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003eAnnuity Best Interest 4 Hour — approval #129094\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"20 Hour Life, Health and Annuities Review","offer_id":57927266730328,"sku":null,"price":27.12,"currency_code":"GBP","in_stock":true},{"title":"20 Hour Health Review","offer_id":57927266763096,"sku":null,"price":27.12,"currency_code":"GBP","in_stock":true},{"title":"16 Hour Life and Health Review","offer_id":57927266795864,"sku":null,"price":21.7,"currency_code":"GBP","in_stock":true},{"title":"8 Hour Long-Term Care Initial Certification","offer_id":57927266828632,"sku":null,"price":12.45,"currency_code":"GBP","in_stock":true},{"title":"Law and Ethics Update (215\/218) 4 Hour","offer_id":57927266861400,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"Law and Ethics Update (5-240) Health 4 Hour","offer_id":57927266894168,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"Life and\/or Annuity Law and Ethics Update (214\/216) 4 Hour","offer_id":57927266926936,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"Annuity Best Interest 4 Hour","offer_id":57927266959704,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"4 Hour Long-Term Care Ongoing CE","offer_id":57927266992472,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020","url":"https:\/\/www.envicourse.com\/products\/florida-life-health-insurance-continuing-education-courses-e-learning","provider":"envicourse.com","version":"1.0","type":"link"}