{"product_id":"michigan-property-casualty-insurance-continuing-education-courses-e-learning","title":"Michigan Property \u0026 Casualty Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eMichigan Property \u0026amp; Casualty Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eMichigan Department of Insurance and Financial Services approved online continuing education for property and casualty producers. Approved provider ID# 0991, with completions reported to the state and no hidden fees.\u003c\/p\u003e\n\u003ch2\u003eMichigan CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eResident producers and solicitors:\u003c\/strong\u003e 24 hours per review period, including 3 hours of ethics. The remaining 21 hours may be taken in any line of authority.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCarry-over:\u003c\/strong\u003e up to 12 excess hours apply to the following term, but ethics hours carry as general credit only.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRepeats:\u003c\/strong\u003e a course counts once per two-year term. Retaking it earns no further credit.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNo requirement\u003c\/strong\u003e for limited life, crop-hail, travel and baggage, title, credit products, or limited lines property and casualty.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eYour Review Date Is the First Day of Your Birth Month\u003c\/h2\u003e\n\u003cp\u003eNot the last day, as in most states — Michigan uses the first, in odd or even years according to your birth year. Your first review date is printed in the lower left-hand corner of your licence, and must allow at least 12 months; if it would fall sooner, it is pushed to the next review date two years later.\u003c\/p\u003e\n\u003cp\u003eLicences are perpetual as long as CE is met by each review date, so there is no renewal application to file.\u003c\/p\u003e\n\u003ch2\u003eMiss It and Your Licence Is Suspended, Not Just Late\u003c\/h2\u003e\n\u003cp\u003eFail to complete CE on time and your licence is suspended for 90 days or until you comply. During suspension you may continue servicing existing customers but cannot transact any new business. Miss the 90 days and the licence is terminated — reinstatement within a year means completing the CE, reapplying for licensure and paying the fees again.\u003c\/p\u003e\n\u003cp\u003eIn both cases every carrier you are appointed with is notified of your status.\u003c\/p\u003e\n\u003ch2\u003eExams Must Be Proctored\u003c\/h2\u003e\n\u003cp\u003eMichigan requires an impartial proctor with no financial interest in your result to monitor every closed-book final exam. Pass mark is 70% with unlimited retakes. Arrange the proctor before you start rather than at the end.\u003c\/p\u003e\n\u003ch2\u003eFlood Training\u003c\/h2\u003e\n\u003cp\u003eA one-time three-hour course is required before selling flood insurance, meeting FEMA and National Flood Insurance Program requirements.\u003c\/p\u003e\n\u003ch2\u003eNon-Residents\u003c\/h2\u003e\n\u003cp\u003eMichigan is reciprocal with all other states. Comply with your home state's CE requirements and you automatically comply with Michigan's.\u003c\/p\u003e\n\u003ch2\u003eAvailable Michigan Property \u0026amp; Casualty CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/michigan-insurance-continuing-education\/mi-24-hour-property-and-casualty-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Property and Casualty Course with Ethics — full renewal including 3 hours ethics\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/michigan-insurance-continuing-education\/mi-3-hour-ethics-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Review — all lines\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider and include the state reporting fee. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"24 Hour Property and Casualty Course with Ethics","offer_id":57927280984408,"sku":null,"price":46.71,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Review","offer_id":57927281017176,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020","url":"https:\/\/www.envicourse.com\/products\/michigan-property-casualty-insurance-continuing-education-courses-e-learning","provider":"envicourse.com","version":"1.0","type":"link"}