{"product_id":"new-jersey-life-health-insurance-continuing-education-courses-e-learning","title":"New Jersey Life \u0026 Health Insurance Continuing Education Courses (E-learning)","description":"\u003ch2\u003eNew Jersey Life \u0026amp; Health Insurance Continuing Education\u003c\/h2\u003e\n\u003cp\u003eNew Jersey Department of Banking and Insurance approved online continuing education for life, health and annuity producers. Approved provider ID# 30445, listed on the state's Approved Insurance Education Providers list as At Your Pace Online.\u003c\/p\u003e\n\u003ch2\u003eNew Jersey CE Requirements\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eResident producers:\u003c\/strong\u003e 24 hours per two-year term, of which at least 3 must be ethics. The remaining hours may be taken in any approved line of authority.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eResident adjusters:\u003c\/strong\u003e 15 hours of adjuster-specific coursework per renewal period.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRepeats:\u003c\/strong\u003e a course counts once per renewal period, but may be retaken for credit in a later one.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eNothing Carries Over — Plan Accordingly\u003c\/h2\u003e\n\u003cp\u003eNew Jersey does not allow excess CE hours to carry from one biennium to the next. Anything above 24 is lost. Most states permit 12 or more to roll forward, so if you are used to banking hours, that habit does not work here.\u003c\/p\u003e\n\u003ch2\u003eThe Annuity Rule Changed in April 2025\u003c\/h2\u003e\n\u003cp\u003eNew Jersey adopted revisions to the Suitability in Annuity Transactions Model Regulation. Producers licensed on or after 21 April 2025 must complete a four-hour best interest course. Producers licensed before that date were required to complete a single one-hour course by 21 October 2025. If you sell annuities and have not addressed this, check your position.\u003c\/p\u003e\n\u003ch2\u003eExam Rules Are Format-Dependent\u003c\/h2\u003e\n\u003cp\u003eOnly self-study courses require a monitored exam. Online courses approved by the Department need no monitor — comprehension quizzes at 70% suffice. Classroom and webinar courses are attendance-based with no exam at all. Where a monitor is required, they must have no financial interest in your outcome. Pass mark 70%, unlimited retakes.\u003c\/p\u003e\n\u003ch2\u003eRenewal, Fees and Deadlines\u003c\/h2\u003e\n\u003cp\u003eLicences expire on the last day of your birth month every other year, based on your original licensing year. You may renew within 90 days of expiry once CE is met. The Department sends a courtesy reminder around 30 days out, to your address on file — keeping that current is your responsibility.\u003c\/p\u003e\n\u003cp\u003eProducer renewal is $150, limited line $75, adjusters $50, plus a $20 surcharge for renewing by post. Miss the deadline and you have a 30-day grace period; beyond that you can renew within a year of lapse with a penalty.\u003c\/p\u003e\n\u003cp\u003eCredits must be reported within 30 days. Keep certificates for at least five years.\u003c\/p\u003e\n\u003ch2\u003eLong-Term Care and Flood\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eLong-term care:\u003c\/strong\u003e a one-time 8-hour NAIC-approved course, then 4 hours each renewal period. These hours do count toward your CE total.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFlood:\u003c\/strong\u003e a one-time 3-hour NFIP course, which should be completed in the first renewal period following licence issuance.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eAvailable New Jersey Life \u0026amp; Health CE Courses\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-24-hour-life-and-health-package?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e24 Hour Life \u0026amp; Health Package with Ethics — 11 hours life, 10 hours health, 3 hours ethics\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-11-hour-life-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e11 Hour Life Review — approval #88904134\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-10-hour-health-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e10 Hour Health Review — approval #88904133\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-8-hour-initial-ltc-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e8 Hour Initial Long-Term Care Course — approval #88907758\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-4-hour-annuity-suitability-course?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e4 Hour Annuity Best Interest — approval #88907881\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-4-hr-ltc-ongoing-ce?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e4 Hour Long-Term Care Ongoing CE — approval #88907973\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"https:\/\/www.einsurancetraining.com\/new-jersey-insurance-continuing-education\/nj-3-hour-ethics-review?ref=yjhmmzg\" rel=\"nofollow sponsored\" target=\"_blank\"\u003e3 Hour Ethics Review — all lines, approval #88904132\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDelivery Method\u003c\/h3\u003e\n\u003cp\u003eOnline (E-learning), self-paced\u003c\/p\u003e\n\u003ch3\u003eFees\u003c\/h3\u003e\n\u003cp\u003eFees are set and charged in US dollars by the provider. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.\u003c\/p\u003e\n\u003ch2\u003eRelated Content\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/insurance-courses\"\u003eInsurance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/accounting-finance-courses\"\u003eAccounting \u0026amp; Finance courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/business-management-legal-courses\"\u003eBusiness, Management \u0026amp; Legal courses\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/academic-personal-development-courses\"\u003eAcademic \u0026amp; Personal Development courses\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"AYPO","offers":[{"title":"24 Hour Life \u0026 Health Package with Ethics","offer_id":57927291240792,"sku":null,"price":32.55,"currency_code":"GBP","in_stock":true},{"title":"11 Hour Life Review","offer_id":57927291273560,"sku":null,"price":18.53,"currency_code":"GBP","in_stock":true},{"title":"10 Hour Health Review","offer_id":57927291306328,"sku":null,"price":16.3,"currency_code":"GBP","in_stock":true},{"title":"8 Hour Initial Long-Term Care Course","offer_id":57927291339096,"sku":null,"price":12.45,"currency_code":"GBP","in_stock":true},{"title":"4 Hour Annuity Best Interest","offer_id":57927291371864,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"4 Hour Long-Term Care Ongoing CE","offer_id":57927291404632,"sku":null,"price":13.34,"currency_code":"GBP","in_stock":true},{"title":"3 Hour Ethics Review","offer_id":57927291437400,"sku":null,"price":11.12,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0780\/7126\/7672\/files\/AYPOeinsurancetraining.png?v=1737726020","url":"https:\/\/www.envicourse.com\/products\/new-jersey-life-health-insurance-continuing-education-courses-e-learning","provider":"envicourse.com","version":"1.0","type":"link"}