New York Property & Casualty Insurance Continuing Education Courses (E-learning)

New York Property & Casualty Insurance Continuing Education

New York State Department of Financial Services approved online continuing education for property and casualty producers. All courses are DFS-approved (Provider ID# NYPO-103305), with credits reported to the state at no extra charge.

New York CE Requirements

• Single line of authority: 15 hours of CE every two-year term.
• Holding both Life/Health and Property/Casualty: 30 hours, being 15 in each line — unless you take bridge-approved courses, in which case 15 hours can satisfy both.
• Newly licensed: no CE is required between initial certification and your first renewal.

Two Rules That Catch People Out

You can never repeat a course. Once a course has been completed for CE credit in New York, it can never be used again — not in a later term, not ever. Keep a record of what you have taken, because the responsibility for avoiding a repeat is yours.

Excess hours do not carry over. Unlike most states, anything above the 15 or 30 hours is simply lost at the end of the term.

Mandatory Topics Since April 2022 — P&C Has Extra Ones

Licensees renewing on or after 1 April 2022 must include specific subjects within their hours: at least 1 hour of insurance law, 1 hour of ethics and professionalism, and 1 hour of diversity, inclusion and elimination of bias. Property and casualty licensees must add at least 1 hour of flood insurance instruction, and anyone selling flood through the NFIP must complete 3 hours of enhanced flood instruction.

The Flood Course Does Not Bridge

This is the detail most likely to cost you. Bridge courses normally let a dually licensed producer satisfy both lines with a single 15 hours — but under the 2022 change, bridge courses no longer satisfy the enhanced flood requirement. If you sell flood through the NFIP, the 3-hour Enhanced Flood course must be taken as a standalone in addition, whatever else you have completed.

Renewal, Deadlines and Reporting

Licences run two years and expire on your birth date, in odd or even years according to your birth year. Public adjusters are the exception, expiring 31 December in even-numbered years. Exams are closed-book, 70% to pass, unlimited retakes. Credits must be reported within 30 days of completion with your full licence number. Keep your original certificate.

Non-resident producers are exempt from the general requirement if their home state has a CE requirement and they remain in good standing there. There is no CE requirement for renewing Independent Adjuster, Reinsurance Intermediary, Mortgage Guarantee or Bail Bond licences.

Available New York Property & Casualty CE Courses

• 15 Hour Property and Casualty Review — full renewal including the mandatory topics, approval #NYCS-273201
• 3 Hour Enhanced Flood Insurance — standalone NFIP requirement, approval #NYCS-273199
• NY Law Update 2025 (3 Hour) — insurance law, ethics and professionalism, and diversity, approval #NYCS-280276

Delivery Method

Online (E-learning), self-paced

Fees

Fees are set and charged in US dollars by the provider, who reports credits to the state at no additional charge. Prices shown are a guide, correct at the time of listing, and subject to change — take current pricing from the provider's website.

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AYPO offer online insurance continuing education to help licensed insurance agents satisfy their CE requirements nationwide and have state approved pre-license training available to help aspiring insurance agents start their new careers. Our innovative courses, customer service, and tech support are here for you, from start to finish. If you need approved continuing education, look no further. We have helped thousands of licensees attain and renew their insurance licenses, and At Your Pace Online will be there to help you every step of the way!

For accredited courses a certificate will be sent directly to you from the appropriate awarding body.

For short courses a completion certificate is available at the end of the course.

All you need to complete our e-learning courses is a computer, tablet or smartphone and an internet connection.

Connection quality is the responsibility of the delegate. If you need to download free video conferencing software please visit our video conferencing software page where you can download the software specified by the training provider.

After you purchase this course you will be contacted by AYPO.

Envico Limited is an independent intermediary working with AYPO in an affiliate program. Envico is not accredited by or associated with AYPO or any other examination body or institution in any way. All courses promoted on this website are delivered by independent and established accredited or approved training providers.